Park, Hit & Run

**the_wildthing** · June 17th, 2004 05:26 PM

Kung ilalaban sa korte, kahit ano pang sinulat nila sa parking ticket, they are still liable because they are collecting payment. Kung libre, wala. Kaya lang hassle makipaglaban sa korte...baka ibasura pa.

**revoGSX** · June 17th, 2004 05:55 PM

condolence sa nangyari.. medyo nakak-stress mga ganyan pero wala na tayo habol pag hit and run..

sa insurance ang alam ko eh passenger car at commercial vehicle na category.. luxury car na ba category pag above 1M ang sasakyan?

i think you can request the insurance company that you want to pay the passenger car rate para mas mura participation (0.5 percent).. mas mahal nga lang annual fee..

**doublea** · June 17th, 2004 06:16 PM

I think, mas mahal ang Passenger car since it is more exposed to accidents and passengers are always included in the Premium. Your premium will be calculated based on the Fair market Value of the car. Above 900,000 I think is already a luxury type vehicle. Still depending on Insurance company.

For an ordinary sedan car and with less than 4 years old, the participation is 2000 fixed. But if it more than 4 years old, 2000 + 25% of the cost damage. The older the car the higher the participation costs.

**HBOY** · June 17th, 2004 06:31 PM

you can claim that as a hit and run.. just provide the necessary papers stating the story of what transpired.. better if you have a report by the mall guard....

problema.. pag nagclaim ka.. the next year.. your premium will go up.

**boybi** · June 17th, 2004 06:42 PM

Originally posted by doublea
For an ordinary sedan car and with less than 4 years old, the participation is 2000 fixed. But if it more than 4 years old, 2000 + 25% of the cost damage. The older the car the higher the participation costs.

nope. the participation for passenger cars is 0.5% of the insured amount and for commercial vehicles, its 1.0% of the insured amount.

for older cars, 5 yrs and older, it's participation fee + the depreciated cost of parts replaced.

**pajerokid** · June 17th, 2004 07:47 PM

John, you can definitely claim it from the insurance people. Just get a report from RLC and file a matching affidavit.

....... if they do replace your grille, can i have the old one?

**dx8976** · June 17th, 2004 09:19 PM

Originally posted by boybi
nope. the participation for passenger cars is 0.5% of the insured amount and for commercial vehicles, its 1.0% of the insured amount.

for older cars, 5 yrs and older, it's participation fee + the depreciated cost of parts replaced.

minimum ba yan participation? pwede ba mas malaki, para mas mababa premium?

**konde** · June 17th, 2004 09:37 PM

puede claim sa insurance yan. kaya lang tulak ka pa rin 9k. ipa blotter mo lang sa pulis na hit and run, ok na sa insurance yan.

**boybi** · June 17th, 2004 09:58 PM

Originally posted by dx8976
minimum ba yan participation? pwede ba mas malaki, para mas mababa premium?

that is the maximum participation.

**mazdamazda** · June 19th, 2004 03:41 PM

Originally posted by pajerokid
....... if they do replace your grille, can i have the old one?

hoy... iba pa ang binabalak mo! hehehe..

update lang...

ang nakabunggo sa akin ay isang delivery truck... bumuwelo para maka park...

buti na lang may naka kita na taga dito rin - kaya ayun - na report sa guard. kaya ayun - may incident report na ako.

sabi daw ng trucking company - sagutin daw ng insurance... tingnan na lang natin...

pina estimate ko na kanina... mga 22K!