P100 charge for EPCIB-BDO Merge...wtf!!!

[boybi]

We have a savings & checking account sa EPCIB, after the merger, naging strict na sila sa mga charges and fee like money transfer, GC, etc. Dati waived ang mga yan.

[Cult Zero]

our payroll is via BDO. They do require a PHP100 minimum balance. The available balance is 100 pesos less than the current balance.

[userfriendly]

:rant: Bwiset talaga yang SM group of companies! Gusto nila monopolize lahat! SM malls, SM deptartment stores and supermarkets, BDO-EBPCI, China Bank, etc... WTF kulang nalang republic of SM na tayo! :massmoon:


Sorry kung OT! Just had to rant.

[jundogg]

our payroll is via BDO. They do require a PHP100 minimum balance. The available balance is 100 pesos less than the current balance.

kung ganun, magkanu na actual money ko?
let's say:

current balance: 1,000
avail balance: 900

it used to be 1000 talaga yung dalawa.

now:
1. how much nalang talaga ang pera ko?
2. saan ko babase yung 100 minimum, sa 1,000 o 900?

hay, ang labo nila. di man lang sinabing may ganun rule ang BDO. mga banko talaga, di papalugi. tsk

[smooth]

fyi: its not a case of the bigger croc eating the smaller croc. bdo is the smaller croc. epcib is a bigger bank than bdo. that's what's making this merger so weird. the smaller croc ate the bigger croc.

(okay. the SM group is bigger than epcib. but as far as banks are concerned, epcib is bigger than bdo.)

[impulzz]

naku need to check my credit card statements din, equitable card yung akin, baka may extra charges, switik talga itong bdo, baket kelangan mag ka charges sa merger nila, sila ang nag merge tayo mag babayad.

[Cult Zero]

kung ganun, magkanu na actual money ko?
let's say:

current balance: 1,000
avail balance: 900

it used to be 1000 talaga yung dalawa.

now:
1. how much nalang talaga ang pera ko?
2. saan ko babase yung 100 minimum, sa 1,000 o 900?

hay, ang labo nila. di man lang sinabing may ganun rule ang BDO. mga banko talaga, di papalugi. tsk

1. how much nalang talaga ang pera ko? 1000, if you close your account today this is the amount you'll get
2. saan ko babase yung 100 minimum, sa 1,000 o 900? sa current balance (1000), your current balance should not go below 100 hence the maximum you can withdraw is 900

[VtEC]

meron pa bang bank na di nag aask ng maintaining balance?dati nayan

[Cult Zero]

meron pa bang bank na di nag aask ng maintaining balance?dati nayan

i still have bpi and metrobank atms from my previous companies. both don't have maintaining balance for payroll account. pwedeng iwithdraw lahat (zero balance)....

pag regular savings or checking account meron talagang maintaining balance...

[jundogg]

1. how much nalang talaga ang pera ko? 1000, if you close your account today this is the amount you'll get
2. saan ko babase yung 100 minimum, sa 1,000 o 900? sa current balance (1000), your current balance should not go below 100 hence the maximum you can withdraw is 900

thanks for the info.

lintik naman kasi, bakit biglang kelangang meron na maintaining e payroll account naman un.