Just venting... this is my first accident here.

Had to brake hard as the lane I was in stopped suddenly. I stopped maybe an inch away from the next car. And I almost sensed that the person behind me will not make it. (I felt the ABS kick in, which is rare.)

True enough nabangga ako. Her damage was visibly much worse, I suppose her 99 MB C230 went under my bumper momentarily. I think tinamaan ko rin very slightly yung nasa harap ko kaso umabante na siya.

It was so cold out, dagdag pa yung kaba. We waited for a cop. Both of us, first timers, didn't know what to do. While waiting for the cop we exchanged insurance and license information. Finally tinabi na namin yung mga kotse.

Nakaka-takbo pa naman yung kotse ko, yung sa kanya mukhang nag leak na ng tubig. I'm assessing my damage as rear bumper plus disaligned / damaged muffler, obvious from the sound, and I'm hoping yun lang. Meron pa ba akong dapat i-check? Naka preno ako ng matigas nung tumama, is there possible damage on the brakes?

My insurance co also tells me I can try claiming through the other party, who seems to be responsible based on my account of how it happened. Otherwise, I can claim through them, but I have to pay the participation first, then they will claim from the other person's insurance, which may take months.

Haay... ngayon medyo masakit likod ko pero mukhang na banat lang. Di naman ako tumama sa steering wheel and wala namang marks ng seatbelt so mukhang mawawala rin.

Sorry mahaba salamat sa pag-basa... Dami nating masama ang pasok ng taon.