Car Rent-Sangla Scam

[mokong22]

Patulong naman.. kaso ko hinde nag bayad yung nag assume sa sasakyan ko.. bounce check lahat so ma fall siya sa PB22- hinde ko ba siya pwedi isumbong sang-la scam para ma qualified theft ang kaso..

Naku na isahan ka sir. Bat di mo muna pina clear mga cheke nya sa bank bago tinurn over sa kanya yung car. Baka close friend mo nag assume balance.kaya nag tiwala ka.

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[Lew_Alcindor]

How does sangla work ba?

Yes the car will be left sayo, other than that ano pa hawak mo against dun sa nag sangla?

To add yung nag sangla hindi rin naman sa kanya nakapangalan yung oto.




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Simple lang. May lalapit sa iyo at sasabihin na mag car loan ka at yung sasakyan na yun ay rerentahan sa iyo sa malaking halaga (say 40K per month). Ikaw ay masisilaw kasi nga naman may pang-monthly payment ka na, may kita pa. Kaso yung sasakyan mo na ipaparenta, ibebenta pala pala sa iba at hindi gagamitin sa legal na bagay.

[kagalingan]

Napanuod ko sa news.....Tigok yung secretary ng car rent sangla scam.

Mukhang isusunod yung mastermind..... Wala na kulung-kulong.

Moderator palipat sa goon squad ito para mas madali maaccess.

[jagabee]

ang nasunog dyan (aside from the car buyers who can't pay their installment) mga bangko/financing company

they need to repo those cars

I applied for a car loan sa Hyundai last year, after 2 days tumawag na saken yung bank na approve na daw ako (ang bilis diba), pero pina-cancel ko dahil nagkaroon kami ng emergency that time.

Ngayon, i tried ulit mag apply for a car loan, almost 2 weeks na wala parin balita sa approval ko, on-process parin daw sabi ng SA. Naghihigpit daw kasi ang mga bank ngayon due to this "car rent scam". Is this true? Now, im worried na baka declined lang yung application ko kaya wala pang balita sa application ko. Would i know ba kung declined ako?

[Lew_Alcindor]

I applied for a car loan sa Hyundai last year, after 2 days tumawag na saken yung bank na approve na daw ako (ang bilis diba), pero pina-cancel ko dahil nagkaroon kami ng emergency that time.

Ngayon, i tried ulit mag apply for a car loan, almost 2 weeks na wala parin balita sa approval ko, on-process parin daw sabi ng SA. Naghihigpit daw kasi ang mga bank ngayon due to this "car rent scam". Is this true? Now, im worried na baka declined lang yung application ko kaya wala pang balita sa application ko. Would i know ba kung declined ako?

Ang laki ng patong ng in-house financing. Bakit hindi ka sa banko ka mag-apply ng car loan.

[cast_no_shadow]

I applied for a car loan sa Hyundai last year, after 2 days tumawag na saken yung bank na approve na daw ako (ang bilis diba), pero pina-cancel ko dahil nagkaroon kami ng emergency that time.

Ngayon, i tried ulit mag apply for a car loan, almost 2 weeks na wala parin balita sa approval ko, on-process parin daw sabi ng SA. Naghihigpit daw kasi ang mga bank ngayon due to this "car rent scam". Is this true? Now, im worried na baka declined lang yung application ko kaya wala pang balita sa application ko. Would i know ba kung declined ako?

Go to the bank directly huwag mo idaan sa casa loan application mo. If all is in order, in a week may outcome na yan.


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[jagabee]

Ang laki ng patong ng in-house financing. Bakit hindi ka sa banko ka mag-apply ng car loan.

Yan yung mistake ko (newbie). I should've gone to the bank 1st. By the way, pede parin ba ko mag apply direkta sa bangko kahit may application nako sa Hyundai? Salamat po.

[jut703]

Yan yung mistake ko (newbie). I should've gone to the bank 1st. By the way, pede parin ba ko mag apply direkta sa bangko kahit may application nako sa Hyundai? Salamat po.

Yes. Just cancel the in-house loan application and apply for a new one with your preferred bank.

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[Lew_Alcindor]

Yan yung mistake ko (newbie). I should've gone to the bank 1st. By the way, pede parin ba ko mag apply direkta sa bangko kahit may application nako sa Hyundai? Salamat po.

Basta wala ka pang pinipirmahang kontrata sa loan, pwede ka pa mag-back out.

[BratPAQ]

I don't know if this is same scam. Apparently, Toyota Coronadal agent can use your approved bank financing for their own car. So the customer ended up with 2 car loans (Toyota financing and PSBank) Pero isa lang vios dumating sa customer and the customer didn't know na ginamit sya. Yung isang vios sa general manager ng Toyota Coronadal napunta.

Ito naman ang practice sa dealership di ba? Dealership mag a apply para sa yo sa mga multiple banks then customer pipili kung sino sa approved bank gagamitin? In this case the agent used one of the approved loan of the customer for the general managers car.

Why would a general manager need someone else's credentials and approved loan to get a car? Hula ko dito the ibebenta itong sasakyan kung hindi lang sana nahuli ng customer.

https://youtu.be/fVD979Chak0?si=XO9aKCoh_z44aJHQ

[papi smith]

Napanuod ko ito, di ko lang alam pano hanapin ang closure

[User881459]

Baka may naka experience na din ng case ko. Victim of rentangay and malabo na marecover yung unit. Filed na din sa HPG at may copy naman kami na hawak as evidence na finile. Currently no capacity to pay yung monthly ng car na natangay and nagpasalin salin na kami sa iba ibang collection agency. Ang ginagawa namin is pinapasa naman ulit yung docs na hawak namin as proof na naka file as rentangay and we express na we will surrender the unit pag na recover na.

Anu pa ba yung dapat namin gawin? Umbot na kasi sa 2M yung last na sinend samin ng bank lumobo na dahil sa charges pandemic pa kasi ngyari. Salamat po sa magsasagot

[dr. d]

Baka may naka experience na din ng case ko. Victim of rentangay and malabo na marecover yung unit. Filed na din sa HPG at may copy naman kami na hawak as evidence na finile. Currently no capacity to pay yung monthly ng car na natangay and nagpasalin salin na kami sa iba ibang collection agency. Ang ginagawa namin is pinapasa naman ulit yung docs na hawak namin as proof na naka file as rentangay and we express na we will surrender the unit pag na recover na.

Anu pa ba yung dapat namin gawin? Umbot na kasi sa 2M yung last na sinend samin ng bank lumobo na dahil sa charges pandemic pa kasi ngyari. Salamat po sa magsasagot

but wasn't the car insured adequately, at the time?

[carxynogen]

but wasn't the car insured adequately, at the time?

If pina rent, ma void ata insurance nyan doc.
Siguro mas difficult yung situation nya since nakasaad din ata sa bank loan na dapat hindi commercialized yung purpose.
Pina rent i so violation of contract na yun.
Not sure if uubra yang evidence nya since in the first place, dapat for personal use lang, not for commercial purpose.

[Ry_Tower]

If pina rent, ma void ata insurance nyan doc.
Siguro mas difficult yung situation nya since nakasaad din ata sa bank loan na dapat hindi commercialized yung purpose.
Pina rent i so violation of contract na yun.
Not sure if uubra yang evidence nya since in the first place, dapat for personal use lang, not for commercial purpose.

Void talaga yan pati insurance kasi ginamit for commercial use.

[dr. d]

If pina rent, ma void ata insurance nyan doc.
Siguro mas difficult yung situation nya since nakasaad din ata sa bank loan na dapat hindi commercialized yung purpose.
Pina rent i so violation of contract na yun.
Not sure if uubra yang evidence nya since in the first place, dapat for personal use lang, not for commercial purpose.

ooh nga pala!

as i vaguely recall now,
there was a spate of similar scams a few years ago.
and as the vehicles were used commercially but did not carry the requisite commercial-type insurance...
wala habol da howners.

[User881459]

ooh nga pala!

as i vaguely recall now,
there was a spate of similar scams a few years ago.
and as the vehicles were used commercially but did not carry the requisite commercial-type insurance...
wala habol da howners.

Thank you mga sir sa pagsagot. My insurance pa that time yung car nung natangay unfortunately di kaagad na ifile ang claim and umabot na sa ilang taon now na 1st year of ins nalang ang nabayaran. I know po I cant just ignore it kasi i have obligations to pay kay bank but in my case na wala pang capacity what else can we negotiate sa kanila?