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  1. Join Date
    Nov 2005
    Posts
    45,927
    #1
    kung nabawi na nga mga 1st owner ang na-down nila baket di nalang nila ireport na nacarnap at hahayaan nalang nila hanapin ng mga bangko ang sasakyan?

    baket nagkandarapa pa sila mag report sa pulis at nag form pa sila ng group para idemanda ng estafa mga mastermind?

  2. Join Date
    Nov 2005
    Posts
    45,927
    #2
    EDIT: kung nabawi na ng mga 1st owner ang na-down nila baket di nalang nila ireport na nacarnap at hayaan nalang nila hanapin ng mga bangko ang sasakyan?

    baket nagkandarapa pa sila mag report sa pulis at nag form pa sila ng group para idemanda ng estafa mga mastermind?

  3. Join Date
    Nov 2005
    Posts
    45,927
    #3
    baka unang cheke palang pumutok na

    o pinaclear ang unang cheke pero mga susunod na cheke puro bounce

    so di pa nababawi pati down

  4. Join Date
    Jul 2009
    Posts
    10,310
    #4
    1800 na sasakyan ang Involved. I'm sure a lot of these 1st owners doesn't have the plans or means to pay for the monthly.

    Saka 2007 pa pala yung modus. Bat hindi pumutok noon pa man? Wala bang nagsampa ng kaso sa pulis sa mga unang biktima.

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  5. Join Date
    Mar 2008
    Posts
    54,625
    #5
    Quote Originally Posted by BratPAQ View Post
    1800 na sasakyan ang Involved. I'm sure a lot of these 1st owners doesn't have the plans or means to pay for the monthly.

    Saka 2007 pa pala yung modus. Bat hindi pumutok noon pa man? Wala bang nagsampa ng kaso sa pulis sa mga unang biktima.

    Sent from my SM-N910C using Tapatalk
    may mga ayaw magsalita, dahil lalabas na na-denggoy sila.
    it's human nature, po, that some of these scammers are relying on.

  6. Join Date
    Feb 2012
    Posts
    160
    #6
    Let's assume marami pang sasakyan yung involved and malaking part ng total is marrepo, since marami ding mawawalan ng gana icontinue yung loan magkakaroon kaya ng good deals ang mga banks to quickly liquidate those depriciating assets? :D

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  7. Join Date
    Nov 2005
    Posts
    45,927
    #7
    I think galing sa mga bangko ang initiative to go look for the cars kaya kumilos ang law enforcement

    Napansin siguro ng mga bangko padami ang delinquent na wala sa possession ng owner ang sasakyan

    Individual car owners don't have the political clout to mobilize a law enforcement operation like that

  8. Join Date
    May 2014
    Posts
    14,700
    #8
    Quote Originally Posted by kreme View Post
    Let's assume marami pang sasakyan yung involved and malaking part ng total is marrepo, since marami ding mawawalan ng gana icontinue yung loan magkakaroon kaya ng good deals ang mga banks to quickly liquidate those depriciating assets? :D

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    look at olx user nelson (IIRC), too good to be true yung price; pero baka ito yun yun hinahanap mong repo na bargain ^_^
    natutukso akong utangin sa tito ko yun altis dun na less 600k hahaha

  9. Join Date
    Jul 2011
    Posts
    705
    #9
    Ang hindi ko ma-gets ditto is yung pinag-sanglaan. Hindi ba nila binubusisi kung nasan yung OR/CR nung sasakyan? Diba't yan pinaka-importanteng dokumento ng sasakyan jan sa Pinas?

    May sinasangla sa kanila, pumayag agad? eto pera, akina yang sasakyan.

    Or baka may fake documents?

  10. Join Date
    Sep 2005
    Posts
    15,310
    #10
    nagsimula na daw isoli nang PNP yung mga cars diba.. basta may proof of ownership pwede na kunin..

    Quote Originally Posted by sirkosero View Post
    Kawawa mga banks dyan.

    Kahit na maggdefult yung borrower, di nila makukuha yung car at reposses. Evidence na kasi sya...

    Unless maclaim nila sa insurance company

    Sent from my ASUS_Z00AD using Tapatalk
    malamang nasilaw kasi mura nga sinanla.. for 400T may brand new Ford Everest ka na..

    Quote Originally Posted by greatauror28 View Post
    Ang hindi ko ma-gets ditto is yung pinag-sanglaan. Hindi ba nila binubusisi kung nasan yung OR/CR nung sasakyan? Diba't yan pinaka-importanteng dokumento ng sasakyan jan sa Pinas?

    May sinasangla sa kanila, pumayag agad? eto pera, akina yang sasakyan.

    Or baka may fake documents?

  11. Join Date
    Mar 2008
    Posts
    54,625
    #11
    Quote Originally Posted by greatauror28 View Post
    Ang hindi ko ma-gets ditto is yung pinag-sanglaan. Hindi ba nila binubusisi kung nasan yung OR/CR nung sasakyan? Diba't yan pinaka-importanteng dokumento ng sasakyan jan sa Pinas?

    May sinasangla sa kanila, pumayag agad? eto pera, akina yang sasakyan.

    Or baka may fake documents?
    when someone offers you a near-new monty for only 200K... some buyers get really struck by dumbness and to hell with all caution...

  12. Join Date
    Dec 2005
    Posts
    39,174
    #12
    Reality Check - Growth in the sale of vehicles in the Philippines erred on the side of greed..... 😅😅😅

  13. Join Date
    Nov 2016
    Posts
    126
    #13
    They cant declare it as carnap? Because they willfully provided cars for car-rent business, right? They can't use the insurance for this reason.

    They can file case probably, estafa given that they have been issued with bouncing checks and they have been notifying those scammets with post-registered notice.

    I assume lang po, that most victims will be the dealers also. They are the ones who usually offer low dps. Because with banks, they tend to be particular with payment capacity and the required minimum dps.


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  14. Join Date
    Jan 2015
    Posts
    4,580
    #14
    Quote Originally Posted by RR_22 View Post
    They cant declare it as carnap? Because they willfully provided cars for car-rent business, right? They can't use the insurance for this reason.

    They can file case probably, estafa given that they have been issued with bouncing checks and they have been notifying those scammets with post-registered notice.
    there is no carnapping because, like theft, there must be unlawful taking of a motor vehicle in carnapping.

    no estafa because the issuance of the check is made in payment of a pre-existing obligation. please take note though that mere issuance of a worthless check is an act punishable under BP 22.

    however, take note of the following provisions of the revised penal code which penalize :

    (1) any PERSON who shall bring or remove a mortgaged vehicle to any province or city other than the one in which it was located at the time of the execution of the chattel mortgage, without the written consent of the mortgagee bank;
    (2) any MORTGAGOR who shall sell or pledge motor vehicle already pledged, or any part thereof, under the terms of the Chattel Mortgage Law, without the consent of the mortgagee bank.

    Article 319. Removal, sale or pledge of mortgaged property. - The penalty or arresto mayor or a fine amounting to twice the value of the property shall be imposed upon:

    1. Any person who shall knowingly remove any personal property mortgaged under the Chattel Mortgage Law to any province or city other than the one in which it was located at the time of the execution of the mortgage, without the written consent of the mortgagee, or his executors, administrators or assigns.

    2. Any mortgagor who shall sell or pledge personal property already pledged, or any part thereof, under the terms of the Chattel Mortgage Law, without the consent of the mortgagee written on the back of the mortgage and noted on the record hereof in the office of the Register of Deeds of the province where such property is located.

  15. Join Date
    Nov 2005
    Posts
    45,927
    #15
    meron daw sasakyan napunta sa Mindanao

  16. Join Date
    Oct 2002
    Posts
    4,388
    #16
    Quote Originally Posted by Juan Martinez View Post
    there is no carnapping because, like theft, there must be unlawful taking of a motor vehicle in carnapping.

    no estafa because the issuance of the check is made in payment of a pre-existing obligation. please take note though that mere issuance of a worthless check is an act punishable under BP 22.

    however, take note of the following provisions of the revised penal code which penalize :

    (1) any PERSON who shall bring or remove a mortgaged vehicle to any province or city other than the one in which it was located at the time of the execution of the chattel mortgage, without the written consent of the mortgagee bank;
    (2) any MORTGAGOR who shall sell or pledge motor vehicle already pledged, or any part thereof, under the terms of the Chattel Mortgage Law, without the consent of the mortgagee bank.
    Yung lawyer friend ko daming hawak na kaso na ganyan ngayon. Yan nga daw yung sinasampa na kaso ng bangko.

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  17. Join Date
    Jun 2005
    Posts
    3,774
    #17
    Kawawa mga banks dyan.

    Kahit na maggdefult yung borrower, di nila makukuha yung car at reposses. Evidence na kasi sya...

    Unless maclaim nila sa insurance company

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  18. Join Date
    Nov 2016
    Posts
    126
    #18
    It is too unfortunate for the victims. They were swindled and then they will battle bank's legal case.


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  19. Join Date
    Nov 2009
    Posts
    12,364
    #19
    How does sangla work ba?

    Yes the car will be left sayo, other than that ano pa hawak mo against dun sa nag sangla?

    To add yung nag sangla hindi rin naman sa kanya nakapangalan yung oto.




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  20. Join Date
    Jul 2013
    Posts
    2,450
    #20
    Quote Originally Posted by cast_no_shadow View Post
    How does sangla work ba?

    Yes the car will be left sayo, other than that ano pa hawak mo against dun sa nag sangla?

    To add yung nag sangla hindi rin naman sa kanya nakapangalan yung oto.




    Sent from my iPhone using Tapatalk
    Simple lang. May lalapit sa iyo at sasabihin na mag car loan ka at yung sasakyan na yun ay rerentahan sa iyo sa malaking halaga (say 40K per month). Ikaw ay masisilaw kasi nga naman may pang-monthly payment ka na, may kita pa. Kaso yung sasakyan mo na ipaparenta, ibebenta pala pala sa iba at hindi gagamitin sa legal na bagay.

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Car Rent-Sangla Scam