assume balance problem

[Echoboy]

bakit ako? hindi ako yan LOL

-yes alam nman po nya. Tsaka wag nyo po aq sisihin, nandto na to eh wla na tayong magagawa, ang kylangan nlng natin is solusyon. Maraming salamat po sa makapag bibigay ng tamang dpat gawin.

[_Qwerty_]

try to get the car back.. report it as stolen?

-yes alam nman po nya. Tsaka wag nyo po aq sisihin, nandto na to eh wla na tayong magagawa, ang kylangan nlng natin is solusyon. Maraming salamat po sa makapag bibigay ng tamang dpat gawin.

[ninjababez]

echoboy options na yun pinost ko
antay ka kung may mas maganda pa na pwede mangyari dyan sa situation mo. good luck

btw di kita sinisi sa post ko.
antay ka ng post ni shadow

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[Echoboy]

echoboy options na yun pinost ko
antay ka kung may mas maganda pa na pwede mangyari dyan sa situation mo. good luck

btw di kita sinisi sa post ko.
antay ka ng post ni shadow

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-maraming salamat po sa pang unawa, malaking tulong po ang mga magiging advice nyo.

[ninjababez]

no prob
nakalimutan ko pala dagdag
let us say pumayag 1st owner ideclare na na carnap yun auto. sabihin na natin na pinalabas nya na ikaw or sya last driver, tuloy parin bayad monthly nung auto sa bank hanggat di na approve yun claim sa insurance.

matanong ko lang, ilan taon nalang natitira sa loan? ilan taon na nabayaran ni 1st owner yun auto bago pinasa sayo? at ilan taon mo nahulugan bago ka decide ipasalo?

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[dr. d]

Actually 2nd owner din aq. Naaawa aq sa 1st ownee since wla nman kaming naging problema at all. By the nagkarion kami ng aggreement ng 1st owner via mortgage of assumtion na pirmado ng abogado, pero hindi uknowlege ng banko which is east west bank. Tanong q po qng considererd na po ba aqng owner tlaga na kikilalanin ng banko?

pag na-kompleto na ang monthly bayarans sa kotse, ay maaari nang i-release ng banco ang car ownership sa... first owner!
si first owner kasi ang ka-usap ng bangko, hindi kayo.
i wouldn't know, if your written abogado-ed deed of sale from first owner to you, will hold water.

[Echoboy]

no prob
nakalimutan ko pala dagdag
let us say pumayag 1st owner ideclare na na carnap yun auto. sabihin na natin na pinalabas nya na ikaw or sya last driver, tuloy parin bayad monthly nung auto sa bank hanggat di na approve yun claim sa insurance.

matanong ko lang, ilan taon nalang natitira sa loan? ilan taon na nabayaran ni 1st owner yun auto bago pinasa sayo? at ilan taon mo nahulugan bago ka decide ipasalo?

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-pagka labas ng auto, 5mos pinasalo na sa akin. Then aq na nag tuloy hanggang umabot ngb2 years. Ang problema, may paso ung insurance then june 3 nawala yng car, and until now di q pa narerenew ung insurance. Iniisip q qng pananagutan paba ng insurance ung sasakyan if ever na i renew q sya ngayon mid month of june?
Meaning to say nasa part na paso ang insurance q nong nawala sya. Nag iisip na nģa aq qng irerenew q paba o hindi na kc pag nalaman nilang nawala ung auto that time na wla nang insurance e hindi na macover khit irenew q ngayon. 2 years na po sya nong may bago q sya pinasalo sa, natiempuhan pa na manlolokong tao pla un at wla man lng aqng nakuhang identity nya even fb was dummy acct.

[Echoboy]

pag na-kompleto na ang monthly bayarans sa kotse, ay maaari nang i-release ng banco ang car ownership sa... first owner!
si first owner kasi ang ka-usap ng bangko, hindi kayo.
i wouldn't know, if your written abogado-ed deed of sale from first owner to you, will hold water.

-maraming salamat po sa sinabi nyo. Un po angbgsto q rin malaman qng honored ba ng bank ang abogado.

[shadow]

Parang good time lang ito. Hinde ako naniniwala na totoo nangyari yan, wala naman sigurong ganyang katangang tao.

Hinde ko na maintindihan yun kwento so yun original nag loan pina assume kay echo then si echo pina assume ulit sa iba?

Tapos ngayon meron pamg budol-budol? Kung totoo nga yan eh I think they deserved what happened. Sobranf tanga naman

Sobrwng kawawa yun original na nag loan.
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[ninjababez]

Parang good time lang ito. Hinde ako naniniwala na totoo nangyari yan, wala naman sigurong ganyang katangang tao.

Hinde ko na maintindihan yun kwento so yun original nag loan pina assume kay echo then si echo pina assume ulit sa iba?

Tapos ngayon meron pamg budol-budol? Kung totoo nga yan eh I think they deserved what happened. Sobranf tanga naman

Sobrwng kawawa yun original na nag loan.
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meron parin matitinding scammers bro. parang bestie mo habang iniiscam ka

[shadow]

meron parin matitinding scammers bro. parang bestie mo habang iniiscam ka

Tanga nga, alam ko kahit mga 16 yr old virgins ngayon mahirap na rin mabola. [emoji23]


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[vrbablen]

Hello, just want to ask for advise.

Yung kapatid ko used my name sa car loan, ever since, sila yung gumamit ng car na approved under name ko. However, nag-away kami and i heard binenta nila yung car sa iba. Now, psbank is calling me to inform na di pa bayad yung car (one month delayed na). I asked for the number of the buyer pero di nila binibigay.

Really need a legal advise on this. I dont know what to do

[EQAddict]

Go to the police and say it was stolen.

Was the car under your name? Are you the bank signatory for the loan documents? If so...what your brother did is technically and legally considered theft.



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[ice15]

magkano pa utang nung car?

at the end of the day... kapatid mo pa din sya

[ray_noel]

Hello, just want to ask for advise.

Yung kapatid ko used my name sa car loan, ever since, sila yung gumamit ng car na approved under name ko. However, nag-away kami and i heard binenta nila yung car sa iba. Now, psbank is calling me to inform na di pa bayad yung car (one month delayed na). I asked for the number of the buyer pero di nila binibigay.

Really need a legal advise on this. I dont know what to do

Bruh, as for my advise, Settle first the issue with your brother and everything will follow...

Those cars, money, propoerties and etc. are only good while you are still alive... pag wala kana, wala nang silbi yun...

For now, family matters ang importante talaga. Hold on to love to your family bruh... goodluck.


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[shadow]

Hinde mo alam ginamit name mo sa loan? Sino nag sign ng mga Documents?

And paano nabenta naka loan pa tapos sa name mo pa yun kotse.
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[shadow]

Bruh, as for my advise, Settle first the issue with your brother and everything will follow...

Those cars, money, propoerties and etc. are only good while you are still alive... pag wala kana, wala nang silbi yun...

For now, family matters ang importante talaga. Hold on to love to your family bruh... goodluck.


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I disagree, since his bro is willing to throw him under the bus by destroying his credit standing.


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[sirkosero]

Hello, just want to ask for advise.

Yung kapatid ko used my name sa car loan, ever since, sila yung gumamit ng car na approved under name ko. However, nag-away kami and i heard binenta nila yung car sa iba. Now, psbank is calling me to inform na di pa bayad yung car (one month delayed na). I asked for the number of the buyer pero di nila binibigay.

Really need a legal advise on this. I dont know what to do

Agree. Go to the police. Tell them car was stolen by your brother. Have him arrested. Carnapping

When he tells who bought the car, sue the buyer for anti-fencing.

You are technically the owner of the loan.

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[_Qwerty_]

first of all, sabi mo ginamit name mo.. so hindi ka pumirma pero under your name yung car? so pineke ang pirma.. pineke ang IDs at pineke ang financial docs.. just tell the bank hindi ikaw yung pumirma at hindi ikaw yung nag loan.. problema nang banko yan.. pano ka nakapag loan kung hindi ka naman pumipirma at nag su submit nang IDs and financial docs.

[shadow]

Magulo talaga. Naka loan pero hinde mo alam, tapos nabenta pa, hinde naman pwede since hinde pa fully paid. Unahan mo na kapatid mo, before ikaw ang maipit.


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