
Originally Posted by
dr. d
unless the mortgage holder (da bank!) is in on the agreement, it is a gamble.
a lot rests on the seller's honesty. he can make it easy for you, or he can make it difficult for you.
once the car is fully paid for, the bank will release the car papers to the "original" owner and not to you, dahil siya at hindi kayo ang may official contract with the banco.
to be sure, go to the bank and ask their opinion, before you close the deal with the seller.