Quote Originally Posted by johncoder View Post
The woman was in his 20s, makikita mo talaga na may mental disorder coz of the messy hair
it could have been malicious mischief, but if she is really insane she is not criminally liable. insanity is an exempting circumstance under the revised penal code.

yes, i agree with bro dreamur, claim it as own damage but you need to pay participation fee. the amount depends on the amount stipulated in your policy.

take it as one of the dangers in owning a car, charge it to experience, and move on.