1. how many vehicular accidents (minor and major) have you experienced within the past 12 months?

- wala. my last accident (a big one) was around 6 years ago. the last small one was around 5 years ago.

2. would you consider the number of accidents you experienced still within the normal average rate?

- yes.

3. have you ever survived a whole year without experiencing a single accident (minor or major)

- yes. see my answers on item 1.