Hi guys..,

Id like to warn everyone to be careful sa may coastal cavite during late
nights or wee hours of the morning, lalo na dun sa area before talaba..
there are a lot of trucks w/ possibly sleepy and drunk driver's there at
that time. What happened to me just this morning was.. The truck opposite
my direction suddenly overtaked another car. D nya siguro na tantya (or d
nya ko nakita) and he was driving fast. He hit me right smack to the left
of my hood and front tire all the way to the side mirror. I was really
lucky and blessed I got spared. The driver was going to run, medyo malayo
na sya but people along the streets chased him. They got to him and then
he told them that "ung babae ung papuntahin mo dito." at that time I was
driving alone and was really overwhelmed by the swarm of people (well
actiually 5 guys) who approached me telling me to go to the truck (which
at that time was 3-4 blocks away from me) and talk to the driver. I
didn't leave my car cause had many valuables there and i felt it was not
safe. The driver eventually went to me.. blaiming me.. but there were a
lot of people pointing at him because they saw what happened. So he went
back to his truck (with 4 other guys in it) and escaped. Got his plate
no. naman (beware: Xws793). But please for all those who are passing
coastal cavite, esp the area before talaba where there are a lot of 6-10
wheeler trucks and where there's no barrier between the two lanes and esp.
who's truck drivers could possibly be sleepy and drunk (that's what the
driver who hit me look like), please stay at the shoulder or right most
lane for your SAFETY.

Also..I need your advise badly on how will i be able to get insurance
claims for damages in that accident. My car is covered in a comprehensive
insurance. I just bought the car a month ago (honda city 98 lxi, A/T). I
already have a police help me file police reports for the insurance and
the company of the truck driver. My dillema now is how will i get claims
if the insurance is still not endorsed under my name. Called na the
insurance company (Asia Insurance (Philippines) Corporation) to fax me the
policy and to endorse it under my name. Haven't told them yet na
naaccidente ako... I will review first the policy to know my rights.
Please please advise if there are other things i still need to do or to
consider to insure that I get full claim for all damages cost. That's the
best consolation i'l have for the damages and trauma this accident caused
me.

Thanks for reading and for the future replies..