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Verified Tsikot Member
- Join Date
- Oct 2005
- Posts
- 23
December 15th, 2005 05:30 PM #1Hi guys..,
Id like to warn everyone to be careful sa may coastal cavite during late
nights or wee hours of the morning, lalo na dun sa area before talaba..
there are a lot of trucks w/ possibly sleepy and drunk driver's there at
that time. What happened to me just this morning was.. The truck opposite
my direction suddenly overtaked another car. D nya siguro na tantya (or d
nya ko nakita) and he was driving fast. He hit me right smack to the left
of my hood and front tire all the way to the side mirror. I was really
lucky and blessed I got spared. The driver was going to run, medyo malayo
na sya but people along the streets chased him. They got to him and then
he told them that "ung babae ung papuntahin mo dito." at that time I was
driving alone and was really overwhelmed by the swarm of people (well
actiually 5 guys) who approached me telling me to go to the truck (which
at that time was 3-4 blocks away from me) and talk to the driver. I
didn't leave my car cause had many valuables there and i felt it was not
safe. The driver eventually went to me.. blaiming me.. but there were a
lot of people pointing at him because they saw what happened. So he went
back to his truck (with 4 other guys in it) and escaped. Got his plate
no. naman (beware: Xws793). But please for all those who are passing
coastal cavite, esp the area before talaba where there are a lot of 6-10
wheeler trucks and where there's no barrier between the two lanes and esp.
who's truck drivers could possibly be sleepy and drunk (that's what the
driver who hit me look like), please stay at the shoulder or right most
lane for your SAFETY.
Also..I need your advise badly on how will i be able to get insurance
claims for damages in that accident. My car is covered in a comprehensive
insurance. I just bought the car a month ago (honda city 98 lxi, A/T). I
already have a police help me file police reports for the insurance and
the company of the truck driver. My dillema now is how will i get claims
if the insurance is still not endorsed under my name. Called na the
insurance company (Asia Insurance (Philippines) Corporation) to fax me the
policy and to endorse it under my name. Haven't told them yet na
naaccidente ako... I will review first the policy to know my rights.
Please please advise if there are other things i still need to do or to
consider to insure that I get full claim for all damages cost. That's the
best consolation i'l have for the damages and trauma this accident caused
me.
Thanks for reading and for the future replies..
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December 15th, 2005 05:41 PM #2
what are we to expect? this is a banana republic with lots of laws but little implementation. drivers like that should never have been granted any license. driving in the RP is miserable. which reminds me,sweldo pala ngayon. i have to pay my TAXES. if not ano kakainin nila congressman at mayor wala din panginum si kap wawa naman sila.
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December 15th, 2005 05:53 PM #3
delikado nga diyan. wala man lang kasing line sa gitna para idivide ung opposite lanes. mga anong oras nangyari? may police outpost naman don sa may talaba. sana don mo na niyaya ung driver. anyways, ingat na lang sa susunod.
Last edited by flakez; December 15th, 2005 at 05:55 PM.
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December 15th, 2005 06:15 PM #4
May gana pa yung driver na sisihin ka
Take some pictures and submit all the requirements to your insurance company, hit and run na yan. Try reporting this incident and submit the offending party's plate no. to the LTO.
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December 15th, 2005 06:42 PM #5
ask the previous owner na lang to file the claim under his/her name...it happened to me na before, previous owner told me she'd have it endorsed...was in an accident,filed a claim...yun pala di pa na-process...so i ended up w/ nothing!these insurance companies will look for all the possible loopholes so they don't have to pay...my 2cents
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December 15th, 2005 06:43 PM #6
be thankful na lang that you had presence of mind & that Someone was protecting you =D
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Toyota is my choice
- Join Date
- Aug 2005
- Posts
- 2,063
December 15th, 2005 10:58 PM #8Originally Posted by chilly
IMO you can complain!
go to the LTO then talk to the inspictor and tell him what happened.. I experienced being hitted and ran by a stupid driver. I go chased him and got his plate number then went to the LTO and i filed a blotter against the criminal.
the inspictor and my Insurance said that the man who hit me (owner) cann't renew his/her license until we are both fix..
talk to the assurance company then if you have what you called ( O.D. or Own damage ) you can claim it but you need the requirements.. My Insurance gave me these requirements..
first - affidavit ( you need a lawyer and it must be "notarized ")
2nd - 4 pictures (showing plate number and damage of the vehicle)
3rd - OR, CR, insurance policy photocopied
4th - Chassis number & engine number ( stenciled )
if the damage exceeds to your O.D. (for example 10,000) i think thats your share to pay.
I hope It would help..
Last IMO You can get a lawyer so that he can pay from what he did.
Booo drunk drivers!!!
Good luck and God bless..
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December 15th, 2005 11:10 PM #9
good luck kung hahabulin mo pa sa legal na process yan!!!!!!!!!!!!!!!!!!!!!!
knowing the system here, you will need lots of it. this country's officials are corrupt from the top to the smallest unit and thats the brgy tanod. ill pray for you.
for what you know baka napalitan mo na yung car mo wala pa din mangyayari sa kaso mo. just remember to keep the receipt from the 'accident photographer'/ amuyong nila and also expect to pay for it and to pay again when you want the photos.
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Verified Tsikot Member
- Join Date
- Oct 2005
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- 13
December 16th, 2005 12:20 AM #10Cavite province has some of the most dangerous roads to drive in especially in the evening. To tell you honestly it is safer to drive there pag rush hours actually. I live in the region and just want motorist to be especially cautious of the following areas
1. Silang-Tagaytay road (Aguinaldo hiway) - dark (ashphalted), absolutely no street lights, gets foggy at times
2. Bacau-Centennial hiway (the one leading to Tanza area) - pag gabi, kasabay mo mga trailers going to EPZA and you are only in a two lane road.
3. The area you just mentioned (Talaba) - there are two almost blind curves diyan and pag gabi nagmamadali talaga mga trucks makarating sa bridge area
4. Aguinaldo hiway - bacoor all the way to Imus - madaming tumatawid at hindi gumagamit ng overpass.
I work in a hospital and see a lot of accident victims mostly non-cavitenos quite unaware of the road conditions there so ingat please to everyone.
Somewhat expected from a rushed car from a first time carmaker
Xiaomi E-Car