Ford Everest 2015

[yebo]

Yong sa akin nakatali ako sa bpi.
First year ay libre.
2nd year ay 38k. Participation fee ay 9k.
3rd year ay 36k. Participation fee ay 8k.

Hanggang 3yrs lang ang insurance ko sa bpi kasi 3 yrs to pay ang loan ko.

By the way my unit is totl na sunset red ang kuha ko this april ay 1,999,999.



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ok na yang rate na yan, 0.5% participation.

[yebo]

confirm ko lang,

people's general insurance, assessed fair market value 1.8M, with aog, premium 34.5k, participation is 3k per claim.

if anyone wants the same pm me your contact details (fb or email) and i will let my agent friend contact you.


edit: exclusive for me lang daw yung premium na 34.5k

38-39k daw pag sa iba, pero same 1.8M with aog and 3k participation. di daw kaya same price ng sa akin at wala siya commission dun, presyong kaibigan kasi walang kita

[gomez_ea2]

About to renew my insurance, as per my insurance estimated current fair market value of my 2016 eve 3.2 totl is 1,699,000.00.

Premium ko ay 39,137.50

Coverage
Own damage/theft: 1,699,000.00
Bodily injured: 100K
Prop damage: 100K
Free UPPA: 22,000.00
Participation: 16,990.00 (1%)

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[Wh1stl3r2]

*Yebo
The problem with a lot of cheap insurance companies is it is they are slow and cheap when the time comes to claim. You can haggle a bit with the premiums and coverage at Charter Ping An, Metrobank group's insurance company. They are not the cheapest but when you need to claim, they are good for it. If you show them a cheaper insurance offer they will at least try to come close to the coverage and premium. I would think other insurance companies owned by the big banks are similar. I course my haggling through one of the bank's officers.

[yebo]

what is your opinion of afp general? they gave me the lowest quote of 36k, first 3 deductibles on repairs done at accredited shops waived, and 3k deductible on casa repairs, with aog, insured value of P1.83M.

other quotes have deductibles of P19k which to my opinion makes the insurance absolutely useless for minor damages. add to that the everage premiums for these are between 45k to 50k.

[jonybern19]

About to renew my insurance, as per my insurance estimated current fair market value of my 2016 eve 3.2 totl is 1,699,000.00.

Premium ko ay 39,137.50

Coverage
Own damage/theft: 1,699,000.00
Bodily injured: 100K
Prop damage: 100K
Free UPPA: 22,000.00
Participation: 16,990.00 (1%)

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Mura ng kuha mo sa totl na 3.2 mo sir at 1,699,000 lang ha. Ako kasi totl na 4wd ay 1,999,999.00


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[gomez_ea2]

Mura ng kuha mo sa totl na 3.2 mo sir at 1,699,000 lang ha. Ako kasi totl na 4wd ay 1,999,999.00


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Di sir, market value ng eve for the second year na sir ung 1,699,000.00 (assessment ng ins company), para kung sakali nawala or what so ever, yan ang babayaran nila s akin. Pero mataas kasi participation fee nila, 1% ng market value (16,990.00) kaya medyo hesitant din ako

Ano ba meron sa laus group insurance?

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[yebo]

Di sir, market value ng eve for the second year na sir ung 1,699,000.00 (assessment ng ins company), para kung sakali nawala or what so ever, yan ang babayaran nila s akin. Pero mataas kasi participation fee nila, 1% ng market value (16,990.00) kaya medyo hesitant din ako

Ano ba meron sa laus group insurance?

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mababa sobra yang 1.699M sir kasi 1 year pa lang. most of the insurance companies na nahbigay na ng quote sa akin 1.8M pa ang assessed fair market value.

saka useless ang insurance pag 1% participation. say 1.699M so 1%= 17k. pag may nasagi ka na kotse dapat yung total damage for both e 17k bago ka makakuha ng 1 centavo sa insurance mo.

laus group dati insurance ng cars ko since hyundai balintawak ako bumili ng starex grx, gen2 santa fe and starex gs. mahirap mag claim sa kanila since gusto nila sa laus group casa ka lang magpapagawa. then sa casa nila yung estimate laging below participation fee. e di ikaw din magbabayad, parang wala ka na din insurance.

lowest quote ko ngayon is people's general * 34.5k. i am just waiting for confirmation from my agent friend ano meaning ng "check upon release" na sinabi nya. saka magkano participation.

[gomez_ea2]

Ano meron sa insurance ng laus group yebo?

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[Syuryuken]

Ano meron sa insurance ng laus group yebo?

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Basta Laus Group pera lang ang tingin sayo walang kwenta din service niyan.

[gomez_ea2]

Thanks yebo

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[3GEMS]

Try federal phoenix.

[yebo]

Try federal phoenix.

yes i am also looking at federal. 39k premium sa.kanya.

[3GEMS]

yes i am also looking at federal. 39k premium sa.kanya.

ilan beses narin ako nakapagclaim sa kanila okay naman. Though sa labas rerecommend nilang shop for repairs. Pulido naman ang gawa at madali kausap.

[jabaliza]

Anyone tried mafre?


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[MarkYmarK]

Sir Yebo, try Primelink(broker of People's Gen and other insurance companies). Before my Everest, i had insured my Strada with them. Also yung brother ko Vios, officemates ko civic and avanza.. They offer the lowest premium and fixed participation fee. Madali lang din claim kc cla na mismo handle ng claims mo sa insurance and mabait kausap si Grace. I already asked for quotation of your Eve, ano price ng Eve mo last year, 2M?


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[yebo]

^^ thanks. pero yung broker ko sa people's gen friend nya mismo yumg pres ng people's gen. sabi nya siya bahala in case may claim ako.

people's gen din pala present provider ko haha! grabe laki ng tubo ng ford bgc.

[gomez_ea2]

Meron bang peoples gen dito sa isabela?

Also, di na ba sabay ang insurance sa last digit ng plate number?

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[yebo]

Meron bang peoples gen dito sa isabela?

Also, di na ba sabay ang insurance sa last digit ng plate number?

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kung kelan mag-expire sir yung present insurance policy mo dapat start din ng effective date ng new policy. mine expires at 12 noon of jan 14, 2017 so my new policy should start 12 noon of jan 14,2017 also.

dapat kasi sir may agent/broker na malapit sa inyo at yung agent/broker ang maglalakad ng papers in case you make a claim. yung accredited repair shop secondary consideration na lang yun as you can always take it to the casa.

[gomez_ea2]

Thanks sir yebo, taas ng premium ng pioneer e,

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