ok lang living in pag wala pang kids tsaka wala kayong problema sa finances.....
now if u wanted to invest on a house or house and lot....that's another story coz if u want to combine ur finances, loan officer would need ur marriage certificate as a requirement........
as long as you love the guy/girl, live-in arrangement is okay if ur reason of not jumping into marriage is purely for financial reasons. but if ur reason is to have an easy way out when things don't go as you want, then i don't approve of it.
My vote goes for live-in first. Though this won't guarantee a successful marriage after 10 years. Mas mabuti na yung nakikilala mong mabuti yung makakasama mo. Dun mo lang naman makikta ang tunay na ugali if you have been living with each other for quite sometime.
wag lang siguro gagawa ng baby ay pwede na din siguro sa, panahon ngayon, ang living-in. kung after three years of living-in ay gusto nyo pa din mag sama, dapat pakasal na kayo para you can start na contributing to human race :D
kasi after three na nag sasama kayo sa isang kama ....eerrr... sa isang bubong eh labas na lahat ang ugali nyo, masama man o mabuti. at saka makilala nyo na din ng husto mga ugali ng mga in-laws nyo kung dapat nga ba silang maging kapamilya mo o hindi. :roll:
at saka mahirap ang matagal na living-in. kasi baka pag naisipan nyo na hind pala kayo sa isa't isa eh lusyang na yung babae at tuyot naman si lalake. paano na yung susunod na gustong tumotoo sa inyo??? :mrgreen:
pero hindi guarantee na no separations kapag nag living-in ng three years or more :|