Electricals Exposed By Damaged Bumper?

[StockEngine]

Hello! An overspeeding motorcycle crashed into my car (*%#$!), smashed in the right side of the front bumper, leaving that side quite open, approx 3-inch wide x 1 foot length gap near the right headlight.

Wala lang time dalhin sa insurance ko/casa for now-- is it okay to leave it as it is? Or is there any danger leaving it open to be rained on wrt electronics and/or wirings (especially of lights) and others? Car is an Altis A/T, if it matters. Or should I tape the hell out of it to keep rain out?

TIA! Hope everyone's dry and inside today!

start the insurance process. theyre responsible for every repair needed.

all connectors in the engine bay is sealed against water but if you can cover the hole with plastic and tape then itd be better.

[advan]

StockEngine- regarding insurance, I have a comprehensive policy. Can I insist they change the entire bumper, or will they have the right to insist to just repair the existing damage? And in case I can have it replaced, can I ask for to keep this old one?

sirkosero and dr.d - it's 2010, not so new, not so old... the wires seem insulated, although I worry that while driving in the rain, the water enters through the big gap and into the other engine parts due to the horizontal direction of water movement (relative to the car movement)? Wala bang di dapat mabasa dun?

Fender cover is intact-- thanks! went to check on that specifically!

Thanks!

[dr. d]

i don't think there's much in there that can be damaged by a little sprinkling of splash or rain water.
check if the foglight wiring is intact.
i think there are a couple of white plastic liquid cannisters in there, for engine accessory liquids. are they cracked?
the bumper is plastic, so it won't rust. ever.
some workers are skilled with the heat gun and might be able to put your bumper back into its original shape. otherwise, you will have to replace the bumper. be mindful also, you will have to replace the bumper holding brackets. i do not know how insurance will charge you for these.

insurance. if the insurance is to source a brand new bumper for you, they will not charge you for the bumper. but they will charge you for depreciation. what does this mean? if a brand new bumper costs 1000 bucks, and a surplus, used bumper of similar year costs 200 bucks, they will charge you 800 kesos for depreciation. but if you can provide your own bumper replacement part, they won't charge you depreciation.

in the meantime, silver duct tape it, po. it'll look nicer.

[oj88]

They will replace that bumper. 100% sure.

Also, after the pictures have been taken, you can just pull down the bumper entirely and pop the dent. That way, you may still be able to reattach it to the bumper clips by the fender and drive the car safely while waiting for the insurance to do their thing.