Money Matters in Marriage

[Retz]

Money Matters in Marriage



Edric and I chose to get married young. We were crazy romantics like that. Well, as you all know, love does not put food on the table. Between Edric’s corporate job and my PR work, we were making P40,000, which means we didn’t have a lot of financial liberty. We started off very simply. I was very blessed to have a husband who liked to use a spreadsheet and make year long budget projections. So this is what he did…percentages, budget allocations, monitoring of our spending patterns etc.

Admittedly, I had no idea what it meant to keep a budget. My mom didn’t have to stick to a budget or so it seemed, so I thought that it was normal to be able to spend indiscriminately. She wasn’t an extravagant person so I wasn’t either. She never splurged on designer bags or shoes. My parents were not the type to buy heirloom watches or jewelry either. They invested in travel, land, properties, and businesses.

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Money Matters in Marriage

Money Matters in Marriage

[EQAddict]

That's a milf


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[_Cathy_]

I find Edric Mendoza very good looking too. Their life is seemingly perfect. It's a match made in heaven.

[EQAddict]

The pictures in the girls blog point to that. Always sunny and dreamy. Nice. Good for them.


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[_Cathy_]

The pictures in the girls blog point to that. Always sunny and dreamy. Nice. Good for them.


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I can't take being around those kinds of people too much.

[yebo]

i partly read 3 entries in her blog, di ko matapos basahin. she is this woman who is in constant adoration of her husband, who thinks she is obligated by the bible to be subservient ekekek and thinks the world owes her understanding. at least that is what i see, wala e di ko matapos basahin yung sinulat nya at ang daming kaartehan so pasensya sya kung mali intindi ko. and in trying to understand her eto late na ako mag-lunch! leche!

[miLes]

The pictures in the girls blog point to that. Always sunny and dreamy. Nice. Good for them.


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siempre, same as those posting is fb na always good life sila. i also think i have a perfect family but i dont see the need to brag about it, anyway blogger siya eh, pangit naman kung puro away nila ng husband yung iblog niya hehe

[miLes]

i'm suspicious of people like that as well. And of "happy" people. imho we all have our dark sides, our bad experiences, and i find people who hide theirs constantly a bit dubious.

Pero pano nga ba ang diskarte nyo? Me sarili ba kayong "stash"? i guess it's a bit more complicated in the US where people can get wiped out from a divorce.

imho, i think OK lang naman if each partner has his/her "own" money, so long as they're not remiss in paying the bills, tuition, etc., or are spending it on luho...lalo na kung babae, usually dehado sa hiwalayan(at least here in PH)

agree. i know of some people who posts in their fb na they are living the life, pero in reality hindi. really true happy people do not need to show everyone their current state.

ganyan din kami, we have our own money as long as na kaya magbayad ng bills. i dont control my wife on what she spends on, kaso ako ang maluho sa amin hehe.

i dont believe in giving my wife my salary. ayoko yung nanghihingi kasi and i dont require her to give me her salary either, we both trust each other on our own personal expenses, but as a guy, i still feel the need to take up more expenses than hers. personally, i alot a monthly budget on car, hobby, travel regardless may planong gumastos o hindi

[Walter]

Traveling is an investment?

[K.I.L.L.]

In my humble opinion, blogs like hers are a double-edged sword. They can inspire others to live their lives similarly to how they live their seemingly perfect lives or they can make other people miserable by making people feel bad about their own lives.

[Vodka]

haha can't read through the entire thing. it's all god this, god that. a woman came from adam's rib. oh really

[dr. d]

that's nice.
and there are many other couples like these.

[freeloader]

Click lang ng click sa mga link

[badkuk]

haha can't read through the entire thing. it's all god this, god that. a woman came from adam's rib. oh really

i'm suspicious of people like that as well. And of "happy" people. imho we all have our dark sides, our bad experiences, and i find people who hide theirs constantly a bit dubious.

Pero pano nga ba ang diskarte nyo? Me sarili ba kayong "stash"? i guess it's a bit more complicated in the US where people can get wiped out from a divorce.

imho, i think OK lang naman if each partner has his/her "own" money, so long as they're not remiss in paying the bills, tuition, etc., or are spending it on luho...lalo na kung babae, usually dehado sa hiwalayan(at least here in PH)

[CVT]

Wifey and myself,- shared resources,- joint accounts ang aming payroll accounts sa bangko...

Money is a necessary evil,- and it is more evil to fight over money....

Nagpapaalam naman ako sa kanya kapag binili ko na ang item sa amazon...

I keep a small amount in my wallet for 'special occasions',- para lang hindi ako manghihingi sa kanya- dyahi rin kasi lalo na kung may nakakakita o nakakarinig..... >>> Anyway, almost all of the times,- iyong paningit ko sa wallet ay nagagastos din namin kapag may biglaang kailangang bilhin ng cash - like LPG et al....



22.7K:boat:

[jhnkvn]

Traveling is an investment?

For me, it is. Although this changes accordingly to who is traveling and what they actually do.

I'm quite a PITA as a fellow traveller kasi (as my friends say) since I'm particularly attentive to stuff since this stems from my nature as an investor (can I invest in this?) and businessman (can I import this?).. mostly I use it for data-gathering kasi for future investment purposes.

Take an example the time I visited Macao. I was simply touring the city and visiting the gambling houses (from the Venetian, Galaxy, Wynn, etc.) and yet never gambled. What I did do is that I simply observe -- what game rakes in most of the cash? anak ng tipaklong, bat ang tagal kumuha ng card nitong joint.. why is the minimum bet $100? wala bang $2.00 lang? kung wala, saan meron? etc.

That one day alone gives me a whole lot of information regarding casino houses -- their target market, their relative strengths and weaknesses.. who's the stronger one. You'd be surprised that the ones accepting low bids (yun mga $2 per game, etc.) have a better profit margin on an absolute basis after expenses.

Another example is Hong Kong... I'm the one who asks pesky questions sa hotel concierge such as room occupancy rates, seasonality, etc. If room occupancy is low.. I then hypothesize why? then start my trail there.

But wherever I go, for real estate practitioners.. alam ko ginagawa niyo rin 'to, I also tend to gauge real estate condominium occupancy rates by visiting them at night and seeing how many open lights there are, how accessible is it, how safe is it, etc.

[1D4LV]

^^ somehow agree with you.
nothing beats experience, learning different cultures, trying different dishes.

my mentor used to tell me.... "travelling and learning from it is far more greater than material stuff na pag pinagsawaan mo na, tapos ang thrill."

[romeocharlie]

I read one book na its healthier daw na yung money ng mag-asawa is shared.. Then conjugal spending. One approves the other before you buy something.. Siguro sa mga mataas ang ego, medyo mahihirapan yata sa ganun situation.. Pero hinde ba ganun yung vow sa marriage?

Is it really hard? Or dahil tayo yung lalake we feel different na if we earn the bread, why should i ask permission to spend?

Wala pa ako asawa, pero im leaning on that sense (conjugal earning/spending) in terms of money matters in marriage when that time comes..


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[dr. d]

if both husband and wife have simple tastes, there's no problem who controls the purse, because money will not hemorrhage out.. if either has expensive taste, there's a big problem, regardless of who holds the wallet..
in my case, we have simple tastes.. one day, i bring home a car. "honey, i bought a new car". wifey says, "oh good! i'll help you break it in. we're out of supplies. you can drive me to the grocery!"

[1D4LV]

for me and my wife, i just give her my entire pay... kumukuha lang ako ng pang allowance.... minsan pag kinakapos, humihingi na lang din. works for us.... wala akong stress mag intindi ng mga monthly bills. and nacocontrol nya ang budget.