Metrobank Thread

[_Qwerty_]

Is it just Metrobank? From 50K daily limit it's down to 10K for Instapay transfers.. for payroll account it's 20K..



Ordinary Savings is down to 10K

[boybi]

50K pa din limit sa akin. Just checked my metrobank online app.

[_Qwerty_]

hehehe binalik nga nila.. was that a glitch?? or natakot sa msg ko.. sabi ko i withdraw ko na yung deposit ko! hahahaha

50K pa din limit sa akin. Just checked my metrobank online app.

[Monseratto]

My bank allows 100k per transaction with 20 php charge. Limit is 200k per day.

[_Qwerty_]

is this transfer to other banks via Instapay?

My bank allows 100k per transaction with 20 php charge. Limit is 200k per day.

[kagalingan]

inoofferan ako ng bank manager ng government bonds hangang december of 2022. Minimum 5million. Tignan ko kung ok ba kasi parang liit interest.

Ang kinagandahan lang no risk kasi guaranteed as long na meron philippine government.

[_Qwerty_]

kala ko ba ok ka na sa Pagibig MP2?

inoofferan ako ng bank manager ng government bonds hangang december of 2022. Minimum 5million. Tignan ko kung ok ba kasi parang liit interest.

Ang kinagandahan lang no risk kasi guaranteed as long na meron philippine government.

[papi smith]

December? So mga 60 days? Swerte na maka 1.5% dyan.

[dr. d]

quoted interest rates are usually understood to be the annual rate.
just pro rata them if less than that, and assume it's that simple.
seriously however, you have to ask exactly how much.
heh heh.

[papi smith]

1.5 years onlee..

[dr. d]

1.5 years onlee..

what does that mean, that the funds "will not be registered with the SEC..." ?

[kagalingan]

December? So mga 60 days? Swerte na maka 1.5% dyan.

1.5 years onlee..

yan post mo 540days at 4% malinis .

Ito yung sinasabi ko Retail Treasury Bonds (puro malinis na ilalagay ko %)

55days 3.0928%

124days 3.3090%

309days 3.5380%

516days 4.0532%

[papi smith]

what does that mean, that the funds "will not be registered with the SEC..." ?

It's what it says, it's not required, so the next question is what does an SEC registration do for investments? It doesn't guarantee your principal, all it can offer is an excuse that the law was violated. In case of default, you rely on the issuer's reputation.

[babkalakal]

1.5 years onlee..

hmmm interesting

[Vodka]

sa metrobank TD magkaiba yung rates pag over-the-counter vs TD done via online banking

[dr. d]

sa metrobank TD magkaiba yung rates pag over-the-counter vs TD done via online banking

but are they talking about the exactsame offering?

[kagalingan]

mas mataas rate sa online.

[Vodka]

but are they talking about the exactsame offering?

here's the TD i opened over-the-counter:





eto naman pag online banking

[dr. d]

here's the TD i opened over-the-counter:





eto naman pag online banking

the difference is very significant.
i wonder, how so?

however,
it is not only now, that i find so-called spot interest rates to be more advantageous than longer-term placements.
my guess is, "money costs more now-in-the-short-term", than in the longer term.

[uls]

pag over the counter kailangan swelduhan ung human

pag online wala human