Sterling Bank ShopNPay US Dollar Visa Prepaid Card

[badkuk]

Has anyone tried this? Pwede ba for online purchases?

[baludoy]

haven't tried their shopnpay visa prepaid card product/service but i do bank w/ sterling bank and i'm very satisfied w/ them (magaganda pa at friendly masyado tellers nila )

btw, i've used my account for paypal purchases and wala naman naging prob

not sure if i was any help to you pala hehe

[shadow]

Bakit hinde na land CRedit card gamitin?


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[_Cathy_]

^Yeah. Why use a prepaid card pa? I just use my BPI e credit card for online transactions. It's especially for online purchases.

I always pay in USD then BPI charges me in PHP. Their conversion rates are low. Mas lugi if I pay in PHP because the conversion rate of online sites are always higher than BPI.

[baludoy]

^ suki ka sa amazon di ba? wala naman naging prob sa charging and delivery pag credit card gamit mo?

[_Cathy_]

^ suki ka sa amazon di ba? wala naman naging prob sa charging and delivery pag credit card gamit mo?

Absolutely no problem in the charging and delivery of items.

Here's one of my SOAs from BPI. I could even make purchases below USD5. I make multiple transactions with no problems at all.



I assume that this USD Visa Prepaid Card is debited in your USD account o papasukan mo ng USD? If you are going to buy USD here in MNL, it would still come out cheaper to shop in PHP.

[badkuk]

i made a purchase on Amazon using my credit card...right after i clicked to pay, napansin ko that the forex rate was 47.++...when the BSP reference rate was 44.++

So i was thinking baka mas matipid if i used a USD credit /prepaid card; even if you buy USD here...di naman siguro ganyan ka-taga ang selling rate ng USD?

[_Cathy_]

I have it shipped to a US address then my family would ipon the items and send it through a balikbayan box (sea freight). It takes about a month to two months to arrive. If I remember correctly around USD60 per box and no weight limit. Pag may uuwi naman, pinapakidala ko na

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[badkuk]

hmm, sige mam cathy, will check this out ^_^

[shadow]

was curious about this prepaid card and while in the bank last week (BPI) nag apply ako ng mastercard prepaid nila, got it last Monday and link it to my paypal account, no problem naman but hassle lang talaga dahil you need to load it everytime mag purchase ka... tried purchasing couple of small items and wala naman problema....

ok na rin at least meron option credit card or prepaid... P500 pala ang card fee good for 2 years. good thing about using prepaid in online purchase eh makikita mo nababawasan talaga yun pera mo dahil transfer ka ng transfer, so pwede mo ma control unlike CC, haggat hinde pa ma decline click lang ng click

and i would say its safer kasi exact amount lang i transfer mo para kung ma hack or something wala silang makukuha. pa link ninyo sa BPI account para pwede na transfer thru apps...I used the prepaid to buy couple of cydia tweaks, wala ako tiwala doon dahll mga hackers

pwede rin gamitin sa mga establishment na medyo questionable like sa mga probinsiya or papuntang probinsiya na gasoline station or restaurant, transfer mo na lang yun exact amount na gagamitin mo then just use the prepaid instead na credit card

[nhel0719]

was curious about this prepaid card and while in the bank last week (BPI) nag apply ako ng mastercard prepaid nila, got it last Monday and link it to my paypal account, no problem naman but hassle lang talaga dahil you need to load it everytime mag purchase ka... tried purchasing couple of small items and wala naman problema....

ok na rin at least meron option credit card or prepaid... P500 pala ang card fee good for 2 years. good thing about using prepaid in online purchase eh makikita mo nababawasan talaga yun pera mo dahil transfer ka ng transfer, so pwede mo ma control unlike CC, haggat hinde pa ma decline click lang ng click

and i would say its safer kasi exact amount lang i transfer mo para kung ma hack or something wala silang makukuha. pa link ninyo sa BPI account para pwede na transfer thru apps...I used the prepaid to buy couple of cydia tweaks, wala ako tiwala doon dahll mga hackers

pwede rin gamitin sa mga establishment na medyo questionable like sa mga probinsiya or papuntang probinsiya na gasoline station or restaurant, transfer mo na lang yun exact amount na gagamitin mo then just use the prepaid instead na credit card

Do you have to be a bpi accnt holder to avail of this?
Have you tried using it in amazon already?

[shadow]

Do you have to be a bpi accnt holder to avail of this?
Have you tried using it in amazon already?

I have no idea, pwede naman siguro but the problem I see if youre not an account holder hassle mag load, siguro over the counter ang loading ng mga walang account, kasi pag meron ka BPI acct thru apps na lang loading

yes pwede sa amazon. walang difference yan sa CC

[shadow]

Do you have to be a bpi accnt holder to avail of this?
Have you tried using it in amazon already?

I have no idea, pwede naman siguro but the problem I see if youre not an account holder hassle mag load, siguro over the counter ang loading ng mga walang account, kasi pag meron ka BPI acct thru apps na lang loading

yes pwede sa amazon. walang difference yan sa CC

[Mguy]

Paypal is by far more convenient than entering your credit card details every time. Plus most of the time you get favorable rates in Paypal than your credit card. Example if you buy a $100 item sa States, credit cards are notorious for jacking up the exchange rates. You will see that what you purchased would be equal to paying P4500. If you use Paypal, that $100 will be converted at a lower rate of say 44.25 and Paypal will charge your card for P4425 only.

[baludoy]

I have no idea, pwede naman siguro but the problem I see if youre not an account holder hassle mag load, siguro over the counter ang loading ng mga walang account, kasi pag meron ka BPI acct thru apps na lang loading

baka pwede mag-load through their dedicated deposit only ATMs? iyon nga lang kailangan pa din pumunta sa bangko kahit pwede