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Tsikoteer
- Join Date
- Aug 2003
- Posts
- 9,720
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October 2nd, 2014 11:12 AM #12
was curious about this prepaid card and while in the bank last week (BPI) nag apply ako ng mastercard prepaid nila, got it last Monday and link it to my paypal account, no problem naman but hassle lang talaga dahil you need to load it everytime mag purchase ka... tried purchasing couple of small items and wala naman problema....
ok na rin at least meron option credit card or prepaid... P500 pala ang card fee good for 2 years. good thing about using prepaid in online purchase eh makikita mo nababawasan talaga yun pera mo dahil transfer ka ng transfer, so pwede mo ma control unlike CC, haggat hinde pa ma decline click lang ng click
and i would say its safer kasi exact amount lang i transfer mo para kung ma hack or something wala silang makukuha. pa link ninyo sa BPI account para pwede na transfer thru apps...I used the prepaid to buy couple of cydia tweaks, wala ako tiwala doon dahll mga hackers
pwede rin gamitin sa mga establishment na medyo questionable like sa mga probinsiya or papuntang probinsiya na gasoline station or restaurant, transfer mo na lang yun exact amount na gagamitin mo then just use the prepaid instead na credit cardLast edited by shadow; October 2nd, 2014 at 11:16 AM.
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October 2nd, 2014 11:20 AM #13
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October 2nd, 2014 11:24 AM #14
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October 2nd, 2014 11:25 AM #15
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October 2nd, 2014 11:43 AM #16
Paypal is by far more convenient than entering your credit card details every time. Plus most of the time you get favorable rates in Paypal than your credit card. Example if you buy a $100 item sa States, credit cards are notorious for jacking up the exchange rates. You will see that what you purchased would be equal to paying P4500. If you use Paypal, that $100 will be converted at a lower rate of say 44.25 and Paypal will charge your card for P4425 only.
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October 2nd, 2014 08:22 PM #17
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Verified Tsikot Member
- Join Date
- Aug 2014
- Posts
- 16
October 3rd, 2014 06:25 AM #18baludoy: Yeah, you can load sa deposit-only ATMs. That's what I do.
I like using a prepaid card because kung ano lang ang laman ng account ko, iyon lang ang mananakaw ng mga hacker. Laging walang laman card ko, except when I load it to specifically buy something.
Choice I would have made as well.:nod:
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