Investment Query :help:

[PrinZel25]

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Hi Guys,

Need help sa mga masters of investments here on deciding to invest or not.

Id like to confirm po kung ok yung iinvest ko sa isang financial or loan institution.

For co ownership po kasi minimum of 2m ang shell out. Ang monthly profit ko DAW is 10% of my investment.
Ang business ay nasa manila and wala pang time to check on the actual business since nandito po ako sa Naga City, Cam Sur.
I asked for a yearly report or income report pero sabi sa mga co owners lang daw and board mem lang pwede maka access at makakita.

Registered po sila sa SEC also nakita ko po sa SEC online po mismo.

Pag nakapag invest na po ako ito daw po mga makukuha ko: "Contract with notary, receipt, checks for the entire contract, id's of signatory and copy of their registrations."

Do you think ok po sila? Good to be true po ba ito o ganito talaga ang process pag magiinvest ka sa isang company or startup businesses?

Sensya na po newbie lang po ako sa investment.

[Sarsi]

10% per month? Owners and BoD lang may access?

Keep your 2M. Even TODA can register to SEC. Don't fall to this kind of schemes.

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[Lew_Alcindor]

I am not an expert on business but.....

Kung ako sa iyo, i-pull out ko na yang 2M mo.
Why? Investor ka tapos hindi ipapakita sa iyo kung ano performance ng company?

Yung big companies nga under PSE (we are talking about San Miguel, Ayala, Sm, etc) nagpopost ng financial statements for their stockholders and even non-stockholders to see. Bakit hindi pwede sa company na yan?

Second, anung business ba ng company na yan? Sinabi ba nila sa iyo?

Lesson: Magtanong bago maglabas ng pera, hindi yung after mo mailabas yung pera.

Suggestion: Kung mababawi mo yang 2M mo, ipasok mo na lang sa iba like mutual funds, UTIF, VUL or stocks.

[uls]

Permission to Post Admins - Paki move or inform po ako kung di po pwede ang thread na ito. Salamat

Hi Guys,

Need help sa mga masters of investments here on deciding to invest or not.

Id like to confirm po kung ok yung iinvest ko sa isang financial or loan institution.

For co ownership po kasi minimum of 2m ang shell out. Ang monthly profit ko DAW is 10% of my investment.
Ang business ay nasa manila and wala pang time to check on the actual business since nandito po ako sa Naga City, Cam Sur.
I asked for a yearly report or income report pero sabi sa mga co owners lang daw and board mem lang pwede maka access at makakita.

Registered po sila sa SEC also nakita ko po sa SEC online po mismo.

Pag nakapag invest na po ako ito daw po mga makukuha ko: "Contract with notary, receipt, checks for the entire contract, id's of signatory and copy of their registrations."

Do you think ok po sila? Good to be true po ba ito o ganito talaga ang process pag magiinvest ka sa isang company or startup businesses?

Sensya na po newbie lang po ako sa investment.

so yung company nagpapautang

at kelangan nila ng puhunan at pag binigyan mo ng puhunan magiging part owner ka

oookaay

[Walter]

MLM or worse ... save your money ... control your greed ... your giving away your 2M to people who will not show you records ... nor allow you to audit ... in a place far from where you primarily stay ... that kind of sets a lot of alarm bells ringing ... very loudly ...

[uls]

masyado mabilis pag read ko sa post ni TS

hindi pala siya magiging co-owner

investor lang

gagamitin nila pera niya pam pautang

at kaya nila mag bayad ng 10% interest per month

PER MONTH!

at sino naman desperadong tao o kompanya ang pinapautang nila na kumakagat sa over 10% interest per month?

[uls]

meron mga nagpapautang sa mga office (co-worker to co-worker)

like P1,000 utang, P1,100 balik

something like that

kumikita yan ha...

[_Cathy_]

Usury is a sin. I abhor people who do that.

Even in a non religious POV, this is considered unethical (taught to us in business class)

[PrinZel25]

Thanks sa inputs guys.

Di pa ako nakapag invest or nag pay-in ng 2m.

Actually I'm targeting to be a co owner or board member.

As a potential investor or hindi pa co-owner or hindi pap board member ng company, dapat ba i-show nila sakin ang income report nila or they have the right not to disclose it to the public. I'm not pretty sure how it goes.
Sabi kasi nila pag nakapag in, co-owner na ako at board member dun ko lang maview ang mga reports na ito.

What do you think guys?

[qiqo.javier]

10% interest per month, thats 120% per annum, sounds bogus from an interest point of view. Ang range ng ibang investments is "per annum" ... some is nasa 3 to 6 percent, some lending investors up to 12% per annum pero as the old saying goes... high gains = high risk, tapos ilagay mo yan sa perspective ng 120% per annum? the risk is too high malamang for that rate.

On the other hand, If co-owner ang offer sayo then you need to put interest sa revenues ng company that you will invest on, check mo din anong type of shares yan or if possible na profit sharing ang agreement.

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[Walter]

Sorry to say but you have already lost your 2M ... yeah, I'm aware that he hasn't "invested" yet ... but analyzing his posts, it seems he is going to do it sooner than later ... he is just waiting for one positive post and out goes the 2M ... hard to resist the temptation of money ... it brings out the greed in people ...

[uls]

Sorry to say but you have already lost your 2M ... yeah, I'm aware that he hasn't "invested" yet ... but analyzing his posts, it seems he is going to do it sooner than later ... he is just waiting for one positive post and out goes the 2M ... hard to resist the temptation of money ... it brings out the greed in people ...

PrinZel25, go for it

sounds good

[PrinZel25]

Appreciate all your input guys.

As per Uls say... ill go for it!!!

Nah~ just kidding. Hehehe

My apologies for being a noobie investor. (Bow)

I am also having doubts with their offering and good thing tsikot is a saviour and all of you guys too! Everyone is an angel

I am also astonishes that TODAs can also be registered with SEC :O

Where is the best place to invest my money aside from having my own business and stocks?

[ejm_110]

Appreciate all your input guys.

As per Uls say... ill go for it!!!

Nah~ just kidding. Hehehe

My apologies for being a noobie investor. (Bow)

I am also having doubts with their offering and good thing tsikot is a saviour and all of you guys too! Everyone is an angel

I am also astonishes that TODAs can also be registered with SEC :O

Where is the best place to invest my money aside from having my own business and stocks?

mutual funds or uitf. 10% gain per year is possible even higher (for this year I have about 15%). Not as complex or time consuming as stocks, not as risky, but also not as higher return as stocks. You put money on the fund, top up when you feel (when you have excess money) then forget it. Look at it again after 5 years.

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[Lew_Alcindor]

I have investments on stocks (currently trying daily trading).

I also have a UTIF (equity or stock-based din) - mejo nagahaman kasi pinili ko yung may 17% gain sa 1st quarter ng 2017 hahaha

BUT MIND YOU, in stocks (or stock-based UITF/Mutual fund) you may lose money unless you play safe and put it blue chips (i.e. big stable companies like ayala, san mig, etc) for the long run.

You can try stocks. Daming online trading platform ngayon. Andali lang. I use COL Financial.

Start with a small amount (maybe 10K). Look at the current trends and buy those on increasing price trend. Sell pag kumita na. Sa simula, ganyan kasimpleng system muna then aral na lang as you go on tulad ko.

You can buy-and-sell on a daily, weekly, montly or whatever time period you want.

[dreamur]

If the P2M is free cash, are you interested in opening up a Mang Inasal franchise? P14M is the required investment so we need 5 more tsikoteers! Paging EQ.

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[PrinZel25]

If the P2M is free cash, are you interested in opening up a Mang Inasal franchise? P14M is the required investment so we need 5 more tsikoteers! Paging EQ.

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Nice idea nadin hehe
let me know or PM me once 7 is complete haha

[EQAddict]

If the P2M is free cash, are you interested in opening up a Mang Inasal franchise? P14M is the required investment so we need 5 more tsikoteers! Paging EQ.

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Lol. Need to own the land if youre gonna be a franchisee. If not then youre just working for/at the mercy of the landlord. Its a good idea until you realize youre really working for : 1) the franchisor and 2) the landlord.

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[dreamur]

Lol. Need to own the land if youre gonna be a franchisee. If not then youre just working for/at the mercy of the landlord. Its a good idea until you realize youre really working for : 1) the franchisor and 2) the landlord.

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That is actually one of the concerns. The lease (and the yearly escalation) is causing a spike in the feasibility study resulting to longer ROI. Buti pa ang master siomai or potato corner kahit foodcart business pinipilahan.

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[minakamaganda]

How about BDO life? May nakapag try na?

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