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  1. Join Date
    Sep 2005
    Posts
    939
    #1
    The likes of:

    1.) 2005+ Honda Accord
    2.) 2005+ Toyota Camry
    3.) 2010 Toyota Innova


    If possible state your reasons for those balloon or large payment maintenance.

    Thank you!

  2. Join Date
    Oct 2002
    Posts
    29,354
    #2
    Kinda pointless because it would also depend on your current status, etc.

    Other stuff you have to consider:
    -single, married, etc?
    -your home: owned, renting?
    -your home: single self-standing unit, condo, apartment?
    -kids? (how many? how old? where they studying?)
    -how many people in household? (maids? drivers? yaya?)
    -many many cars you own? how old?
    -etc
    Last edited by ghosthunter; June 27th, 2010 at 12:26 PM.

  3. Join Date
    Sep 2005
    Posts
    939
    #3
    -married, etc?
    -your home: owned
    -your home: Town house, 1 car garage no roof.
    -kids: 1, studying yes 4 years old
    -how many people in household? 2 maids + 3 family members
    -many many cars you own? Currently 1 and most likely will only maintain 1 car.

  4. Join Date
    Sep 2005
    Posts
    939
    #4
    -married.
    -your home: owned
    -your home: Town house, 1 car garage no roof.
    -kids: 1, studying yes 4 years old
    -how many people in household? 2 maids + 3 family members
    -many many cars you own? Currently 1 and most likely will only maintain 1 car.

    Siguro to revise this, how much is a good estimate to maintain those kinds of vehicles annually like what part breakage should I prepare most? Insurance for those vehicles how much? Expense for maintaining or replacing those tires?

    Thanks!

    Btw, you can share even if the year of the brand you own doesn't match perfectly. Like for example may experience kayo owning a 98/99 Accord, that will do. The top of the line Toyota Corolla na 2.0 ba iyon or a mid-top of the line Honda Civic, I assume halos parehas din ang maintenance nun.

    You can also make side comments when it comes to fuel efficiency. I guess almost all of them have a fuel consumption of 8km/liter?

    Currently immune to the costs of maintaining a Toyota Vios in the CASA. Sa usage ko, regular maintenance per year cost me approximately Php14,000 min and the max is +Php13,000. So mga 27k a year iyong pinaka mataas na naexperience ko in owning a Vios hehehe. Iyong +13k na iyon kasi nasiraan ako ng right drive boot shaft and radiator fan motor. Iyon iyong balloon expense na naexperience ko sa Toyota Vios.

    I'm wondering if I'm going to own a 2.0+ car, magkano kaya ihahanda kong money annually provided na i-cacasa ko sya. Wala kasi akong trusted mechanic and gusto ko hehehe casa spec lagi ang sasakyan ko kung meron man iyon hahaha.
    Last edited by froshie1; June 27th, 2010 at 12:46 PM.

  5. Join Date
    Feb 2008
    Posts
    14,181
    #5
    Also depends if you intend to keep the other car or not and assuming that other car is fuel efficient... If the DOS LITROS is only use sparingly like weekends then maybe in your case P50K should be good enough... But then again I am just drawing that number out of thin air ikaw lang talaga makakaalam kung kaya mo...

  6. Join Date
    Apr 2007
    Posts
    2,452
    #6
    maybe the better question would be "how much does it cost to maintain such vehicles?", and then see if you can afford to spend that amount of money out of the usual expenditures

  7. Join Date
    Oct 2002
    Posts
    2,075
    #7
    P 5,000.00

  8. Join Date
    Aug 2008
    Posts
    1,099
    #8
    dun na lang sa 2010 innova para brand new

    assuming 1.2M yun innova bayaran mo ng 5 years
    average PMS per 6 months assuming fully-synthetic - 6,000 or 1K per month
    LTO cost = 6000/yr or P500 per mont
    Insurance = say 40k/yr or P3333 per month
    Fuel = say 2 full tanks in a month at P2,300 per tank or P4,600 per month
    Car Wash = P120 per week or P480 per month

    so add natin P29,913.00 per month kelangan i-save mo kung start ka from scratch.

    ngaun kung bayad na innova, mo, 9,913.00 na lang per month. and this is the basic. dapat add ka ng unforeseen expenses say 10% na lang para tipid or P992

    oops i forgot parking. usually i compute kung ano minimum ng glorietta say P45 x 30 = P900 / month. cover na siguro neto yun lahat kasi di ka naman siguro park everyday sa mall or yun nga lang kung may parking ka sa office baka mas laki pa, ako kasi bumili ako ng parking sa ortigas eh para libre na ako
    Last edited by Gen. Miting; June 27th, 2010 at 05:26 PM.

  9. Join Date
    Apr 2004
    Posts
    1,100
    #9
    for 2nd hand cars, i've learned na dapat pagkabili pa lang, ipa-maintenance na agad.

    this way, hindi masyado ramdam ang mga presyo ng nasisirang piyesa in the next few years of ownership. pa-gas ka lang ng pa-gas.

    and it helps kung si misis nagttrabaho din (if married). kasi minsan ako nauubos ko sahod sa bisyo bago mag weekend, so, sa lunes, utang muna pang gasolina kay kumander, hehe.

  10. #10
    having owned a 1989 nissan maxima.. and now a 2004 xtrail 250x... which consumes 3-6km/l ciy, but consumes 8-10 highways..

    ang gasoline na 500 pesos ay 1-2 days lang for my daiy errand (30-40 city kms)

    maintenance wise, sa maxima matakaw na, kaya nga dinespose ko na.. etong xtrail, di pa gaano..

    so i can say na dapat nag-aaverage ka ng base salary of 25,000-30,000 pesos... kasi di lang naman yang sasakyan mo ang kailangan mo bayaran/pagkagastusan..

    nga pala, kung utang pa yan, make it 40T

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How much take home pay should you have to properly maintain a 2.0+ automobile?