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July 21st, 2007 06:34 PM #1
hello tsikoteers!
ano ang masasabi nyo about credit cards? anything! alam ko madami nang naging alipin nito pero syempre marami din ang nagawang kagandahan.
kayo, ano bang masasabi ninyo dito sa "Powerful-little-tool" that has made milllions of people still getting hold of this thing.
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July 21st, 2007 06:37 PM #2
I know a lot of people who got sunk in debt because of buying things they can't afford through credit cards.
Kaya ako, i only have cash and debit card (cash card, electronic cash). At least, after ko bayaran, wala na akong problema.
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July 21st, 2007 06:43 PM #3
There are 2 sides to every 'tool', correct use = satisfaction while abuse = trouble...
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July 21st, 2007 07:28 PM #4
it's for the convenience of the cardholder...
huwag mo lang gagamitin kung di mo kayang bayaran yung bibilhin mo...'ika nga nila, "wag mong ikaskas nang ikaskas yang credit card mo"...
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July 21st, 2007 07:42 PM #6
may kakilala ako, dito sa UAE malaki kasi ang binibigay na credit limit sa cards, (dahil naman kasi sa earning potential ng mga tao). may mga nabibigyan ng halos 200thousand pesos (if converted) sa mga silver cards palang un ha. what more kung gold or platinum.
so going back, ung kakilala ko e umutang nang umutang, bumili nang pagkarami raming gamit dahil palibhasa magbabakasyon. aba'y nabalitaan ko nalang na wala na palang planong bumalik dito ang loko.
naisip ko tuloy minsan di mo masisisi ang ibang bangko dito na pagdating sa pinoy e iba na ang treatment. minsan naginquire ako about CASH LOAN,
aba'y sabi sa akin na: "sir, our utmost apologies but the bank has stopped granting loans to certain nationalities, including, am sorry, Filipinos..."
tsk tsk tsk, basta ako naniniwala sa karma, what goes around, comes around...
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July 21st, 2007 07:54 PM #7
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July 21st, 2007 07:56 PM #8
been a credit card user since '94 thru the years the banks have increased my credit limit and has offered pre approved cash loans and other stuff.
using it has its perks din naman, basta you know how to control those impulse buying urges. basta laging on time ang payment mo, ok naman para di ka talo sa interest and late charges.
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July 24th, 2007 01:09 PM #9
wala ako credit card pero sa nakikita ko yung mga kaibigan ko na meron ang lalakas nila gumastos tapos gagamitin lang nila yung credit card nila kaya mukhang gumagaan buhay nila, ewan ko lang sa bayaran kung nababayaran nila? hehe
i wouldn't call the ecosport as jimny sized hehe
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