Credit Card Payments

[pajerokid]

....on a side note, i used to be perpetually in debt until i got over the hump.

[Innova_Boy]

paid in full, last statement P9xxxx.00 paid an item on ebay using my CC. ok naman... since mababa na dollar ngayon, ok gamitin sa online payment...


WBR,

[GmZ]

Full payment. sobrang laki ng interest pag hindi ka nakabayad kahit isang araw lang, lalo na pag nakalimutan. well, you will pay high charges if you have high credit limit. pero siyempre iba pa rin kapag naipon na interest.

[Gumusut_Amige]

pag may extra cash... full payment sa statement balance!

[shadow]

add lang sa question ng TS, magkano nagagamit niyo monthly sa card niyo?

[_Qwerty_]

make sure to pay your balance in full.. para walang interest.. credit cards charge up to 3% to 3.5% monthly interest.. the longer it takes you to pay.. the bigger interest you pay..

If you can't pay the whole amount and it starts accumulating.. I suggest you look at the balance transfer option if you have another card.. some CC charges as low as .88% per month interest.. saves you a lot in the long run, instead of paying 3.5% monthly..

i do charge everything to my cards.. so I don't have to carry cash.. so mga 50T to 60T a month charge sa card (groceries, shopping, insurance, school supplies, eating out, etc.).. then I make sure I pay it on the due date..

[shadow]

pareho tayo mga 60k din sa akin every month

[j_avonni]

I pay in full. Pag hindi kaya ng budget, installment muna.

See credit card tips

My credit cards



:eat: [SIZE="1"]3115[/SIZE]

[1D4LV]

two of my cards are paid in full by the company.
several have zero balances, dahil hindi ko ginagamit.
one is paid, partially, depending on my budget.
and one is paid in installment (BPI-SIP).

[vice]

I always pay in full pag dumadating yung statement. Malaki interest e.

Last month was the biggest CC statement that I paid. 70k++, paid my wife's hospital bills when she gave birth. pampataas lang ng points. hehehe