New and Used Car Talk Reviews Hot Cars Comparison Automotive Community

The Largest Car Forum in the Philippines

View Poll Results: Credit Card Bill Payment Habits.

Voters
49. You may not vote on this poll
  • I pay my whole due/bill when I get my credit card statement.

    41 83.67%
  • I only pay the credit card minimum payment when I get my statement.

    4 8.16%
  • I prefer to pay my credit card dues/bill in a number of payments over some months.

    2 4.08%
  • I am perpetually in debt.

    2 4.08%
  • The bank owns even my underwear!

    0 0%
Page 1 of 5 12345 LastLast
Results 1 to 10 of 42
  1. Join Date
    Oct 2002
    Posts
    29,354
    #1
    How do you normally pay your credit card bills? Do you simply pay the minimum payment or the whole amount or somewhere in-between?

  2. Join Date
    Jun 2006
    Posts
    2,605
    #2
    Pay the whole amount para walang finance charges and interest.

  3. Join Date
    Dec 2003
    Posts
    11,316
    #3
    always full amount. kumpanya bahala

  4. Join Date
    Sep 2005
    Posts
    939
    #4
    Buo lagi syempre.

  5. Join Date
    Jul 2005
    Posts
    1,242
    #5
    Pay in full. I only use my credit cards for gas and emergencies.

  6. Join Date
    Sep 2004
    Posts
    2,976
    #6
    Right now, I have over 40k in card charges (spread over 2 cards). Can't afford to pay in full, 2k monthly muna for each card ang kaya ko. Sa December, will pay in full

  7. Join Date
    Sep 2006
    Posts
    1,266
    #7
    I pay in full - 5,900

    yung monthly lang kasi yun ang nagrereflect sa monthly billing statement- because I used the credit card for purchasing my laptop spread out for 12 months. Sakit nga eh hindi pala siya 0% interest.

  8. Join Date
    Dec 2005
    Posts
    39,162
    #8
    Pay in full on the due date.

    OT: It helps also if you have a couple of credit cards with different cut-off dates, say 12th and 27th. So on the 13th, I use the card with cut-off date of 12th, and use it until the 27th. On the 28th, I use the card with cut-off date of 27th and use it until the 12th of the following month....

    3404:surfing:

  9. Join Date
    Oct 2002
    Posts
    40,091
    #9
    I used to pay only the minimum that was when I was still single, but now that I'm married, I always pay the whole amount....no ifs, no buts

  10. Join Date
    Oct 2002
    Posts
    10,603
    #10
    In full siyempre! I wont give those card companies the satisfaction of gettingdough from me

Page 1 of 5 12345 LastLast
Credit Card Payments