Lalo sila mababaon sa utang pag ganyan. Kaya since sira na credit ratings eh huwah na bayaran pag nasa collection agency na then they can go on with their lives.
Usually mga nasa twenties siguro naman mababaon sa credit cards so I don't know kung meron statute of limitation yan sa credit and after ilan years buburahin na so meron pa time siguro makabawi
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