Quote Originally Posted by shadow View Post
I know but for me tanga sila na binili nila yun bulok na accout and since hinde na rin ako magbabayad. I don't owe them anything.

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It's a successful business model so I don't think tanga sila Like what ULS said, yung utang hindi nawawala because it changed hands.

Quote Originally Posted by uls View Post
collection agencies use methods banks won't use
Yes that's why always advise people in deep credit card debt to restructure with the bank before it's endorsed to the collection agency