company car loan

**CLAVEL3699** · July 15th, 2011 07:18 PM

what do u think about this?

our company is giving 70-30. 70% sa company at 30% sa employee good for 5yrs contract at sa base price nang car kasi cash nila binabayaran.

a little a year pala ako dito sa company namin but last december pa dapat ako bibigyan kaso idecline kasi sabi ko madami pa ako gastos...

but october is past approaching and nakaline up nanaman ako for car loan...

ayaw ko kasi kumuha unang una may pacar service naman ako hindi naman luma ang ginagamit ko 09 na toyota altis plus matatali ako sa kanila for 5yrs iniisip ko yung mga oppurtunity na baka may dumating na mas maganda.

Maganda naman dito sa company ko ngayon, maganda sweldo, may yearly bonus up to 4months kung maganda performance mo plus mababait naman yung may ari.

kaso may ambition pa ako. may hinahabol kasi ako na position at dito malabo ko makuha dahil nasa pinakadulo na ang position ko dito sa organization nila.

ano sa tingin nyo?

**_Qwerty_** · July 15th, 2011 07:27 PM

hanggang magkano ang car loan?

what happens after the 5 years contract? ano mangyayari sa car?

**CLAVEL3699** · July 15th, 2011 07:39 PM

Originally Posted by _Qwerty_

hanggang magkano ang car loan?

what happens after the 5 years contract? ano mangyayari sa car?

entitled ako up to 1.2M na sasakyan kung ano gusto ko... yung 30% pala binabayaran ko monthly for 5yrs. bawas sweldo

after 5years akin na yung car... lipat na sa pangalan ko and entitled pa ulit ako kumuha nang another for 5yrs ulit.

kung hindi ko naman matatapos yung 5yrs pwde mapunta sa akin yung car kaso kailangan ko bayaran nang full value... wala na yung 70% na dapat na sagot nila.

**_Qwerty_** · July 15th, 2011 07:57 PM

di na masama yun.. kung sa palagay mo naman mag stay ka pa dyan nang 5 yrs.. eh di kunin mo na.. that's like 6T a month lang.. may bago ka nang oto..

after 5 yrs.. kahit benta mo na yung sasakyan nang 500T.. eh di balik lang yung binayad mo nang 5 yrs.. tumubo ka pa.. tapos kung nandyan ka pa din.. di kuha ulit nang bago..

**CLAVEL3699** · July 16th, 2011 09:40 AM

kaso may mga offers na nagsusulputan... kaya nagdadalawang isip ako.

**CoDer** · July 16th, 2011 09:51 AM

Don't get the car loan then since may target ka na mas mataas.

**CLAVEL3699** · July 16th, 2011 10:18 AM

Originally Posted by CoDer

Don't get the car loan then since may target ka na mas mataas.

yun nga mapapako kasi ako... 5yrs...

**asb75** · July 16th, 2011 11:54 AM

huwag mo nang kuhanin yun offer sa iyo na company car, tama yun sinabi mo matatali ka sa company ang car naman makakapaghintay yan. just like me i was working before in the philippines same situation din sa iyo. pero pinaguaspan namin mag asawa so we decided not to tke the company car offer sa akin. tapos after 2 months may nagoffer sa akin sa Dubai UAE, 5 times ang halaga ng salary.

So nag decide na me magabroad with no bad terms sa company, thru that nakapag simula kami bumili nang sarili naming bahay at lupa sa Antipolo, at gusto naming car. At Hayun si misis na ang ang ugmagamit nang bago naming kotse.

**_Cathy_** · July 16th, 2011 12:02 PM

Your car is fairly new at 2009 pa naman. Pero maganda rin kasi yung sinabi ni _Qwerty_

I'll probably get the car loan only if I have the equivalent cash to pay the company should I decide to leave within the 5 year period.

**huggybear** · July 17th, 2011 11:45 AM

In our company, some managers who opted to resign and go abroad, simply returned the car and they got a refund (depreciated of course) for your monthly installments