How much take home pay should you have to properly maintain a 2.0+ automobile?

[froshie1]

The likes of:

1.) 2005+ Honda Accord
2.) 2005+ Toyota Camry
3.) 2010 Toyota Innova


If possible state your reasons for those balloon or large payment maintenance.

Thank you!

[ghosthunter]

Kinda pointless because it would also depend on your current status, etc.

Other stuff you have to consider:
-single, married, etc?
-your home: owned, renting?
-your home: single self-standing unit, condo, apartment?
-kids? (how many? how old? where they studying?)
-how many people in household? (maids? drivers? yaya?)
-many many cars you own? how old?
-etc

[froshie1]

-married, etc?
-your home: owned
-your home: Town house, 1 car garage no roof.
-kids: 1, studying yes 4 years old
-how many people in household? 2 maids + 3 family members
-many many cars you own? Currently 1 and most likely will only maintain 1 car.

[froshie1]

-married.
-your home: owned
-your home: Town house, 1 car garage no roof.
-kids: 1, studying yes 4 years old
-how many people in household? 2 maids + 3 family members
-many many cars you own? Currently 1 and most likely will only maintain 1 car.

Siguro to revise this, how much is a good estimate to maintain those kinds of vehicles annually like what part breakage should I prepare most? Insurance for those vehicles how much? Expense for maintaining or replacing those tires?

Thanks!

Btw, you can share even if the year of the brand you own doesn't match perfectly. Like for example may experience kayo owning a 98/99 Accord, that will do. The top of the line Toyota Corolla na 2.0 ba iyon or a mid-top of the line Honda Civic, I assume halos parehas din ang maintenance nun.

You can also make side comments when it comes to fuel efficiency. I guess almost all of them have a fuel consumption of 8km/liter?

Currently immune to the costs of maintaining a Toyota Vios in the CASA. Sa usage ko, regular maintenance per year cost me approximately Php14,000 min and the max is +Php13,000. So mga 27k a year iyong pinaka mataas na naexperience ko in owning a Vios hehehe. Iyong +13k na iyon kasi nasiraan ako ng right drive boot shaft and radiator fan motor. Iyon iyong balloon expense na naexperience ko sa Toyota Vios.

I'm wondering if I'm going to own a 2.0+ car, magkano kaya ihahanda kong money annually provided na i-cacasa ko sya. Wala kasi akong trusted mechanic and gusto ko hehehe casa spec lagi ang sasakyan ko kung meron man iyon hahaha.

[tidus1203]

Also depends if you intend to keep the other car or not and assuming that other car is fuel efficient... If the DOS LITROS is only use sparingly like weekends then maybe in your case P50K should be good enough... But then again I am just drawing that number out of thin air ikaw lang talaga makakaalam kung kaya mo...

[vito corleone]

maybe the better question would be "how much does it cost to maintain such vehicles?", and then see if you can afford to spend that amount of money out of the usual expenditures

[Mguy]

P 5,000.00

[Gen. Miting]

dun na lang sa 2010 innova para brand new

assuming 1.2M yun innova bayaran mo ng 5 years
average PMS per 6 months assuming fully-synthetic - 6,000 or 1K per month
LTO cost = 6000/yr or P500 per mont
Insurance = say 40k/yr or P3333 per month
Fuel = say 2 full tanks in a month at P2,300 per tank or P4,600 per month
Car Wash = P120 per week or P480 per month

so add natin P29,913.00 per month kelangan i-save mo kung start ka from scratch.

ngaun kung bayad na innova, mo, 9,913.00 na lang per month. and this is the basic. dapat add ka ng unforeseen expenses say 10% na lang para tipid or P992

oops i forgot parking. usually i compute kung ano minimum ng glorietta say P45 x 30 = P900 / month. cover na siguro neto yun lahat kasi di ka naman siguro park everyday sa mall or yun nga lang kung may parking ka sa office baka mas laki pa, ako kasi bumili ako ng parking sa ortigas eh para libre na ako

[voltscastillo]

for 2nd hand cars, i've learned na dapat pagkabili pa lang, ipa-maintenance na agad.

this way, hindi masyado ramdam ang mga presyo ng nasisirang piyesa in the next few years of ownership. pa-gas ka lang ng pa-gas.

and it helps kung si misis nagttrabaho din (if married). kasi minsan ako nauubos ko sahod sa bisyo bago mag weekend, so, sa lunes, utang muna pang gasolina kay kumander, hehe.

[alwayz_yummy]

having owned a 1989 nissan maxima.. and now a 2004 xtrail 250x... which consumes 3-6km/l ciy, but consumes 8-10 highways..

ang gasoline na 500 pesos ay 1-2 days lang for my daiy errand (30-40 city kms)

maintenance wise, sa maxima matakaw na, kaya nga dinespose ko na.. etong xtrail, di pa gaano..

so i can say na dapat nag-aaverage ka ng base salary of 25,000-30,000 pesos... kasi di lang naman yang sasakyan mo ang kailangan mo bayaran/pagkagastusan..

nga pala, kung utang pa yan, make it 40T

[niky]

It'll all depend on how far you drive per month. if you're buying secondhand, you're not tied to the 3 month / 6 month schedule, so you can save on maintenance if you use it only sparingly.

And insurance costs a hell of a lot more for a brand new car.

Not all "dos litros" are built the same. Parts for an Accord or Camry 2.0 cost more than parts for a Civic or a Corolla 2.0. You still pay the 5-6k yearly registration on either, because they're all considered luxury cars, but I can tell you, from experience, it's much easier to maintain a compact 2.0 than a mid-sized one.

[alwayz_yummy]

nga pala registration and insurance pa pala..

maxima ko noon registraion costs only 3500 all in--and pasok sa "light" category!...while this xtrail which is a SUV it costs 5000 all-in!

depende sa category din kasi,e...sana UV nalang ang xtrail...

[niky]

nga pala registration and insurance pa pala..

maxima ko noon registraion costs only 3500 all in--and pasok sa "light" category!...while this xtrail which is a SUV it costs 5000 all-in!

depende sa category din kasi,e...sana UV nalang ang xtrail...

It pisses me no end that my Lynx doesn't fall into the "light" category. It uses less gas than any midsized car or SUV, for crying out loud!

[mazingerZ]

If you want we could quantify your question into the following items on a monthly basis:

1. Gasoline expense - - P4,000
2. PMS (chane oil etc) - P1,000 (at an average P3,000 per quarter/3 months)
3. Registration - - - - - P 500 (at an estimated P6,000 per year inclusive of TPL/12 mos)
4. Compre. Insurance - P1,000 (at P12,000 per year/12 months
5. Tires - - - - - - - - - P 250 (P3k per tire * 4 tires = P12k/4 years=P3k/12 mos=P250)
6. Other expenses - - - P 150 (other ek-eks na baka mabili mo para sa kotse)
Total - - - - - - - - - - P 6,900
divide it by 35% (which is your disposable income after ever deductions, living expenses, etc)
you get P18,572

This amount will be your minimum salary. That is there are no other variables like (loan repayments, etc).

[renzo_d10]

To be safe, your salary should be around 20~30k. ;)

[water]

Kung single ka tapos kumikita ng 50thou-100thou ok na.

Kasi kuryente, tubig, panglamon mo pa. Pag umuupa ka pa bahay kasama pa yun. Pero pag katas ng mana yung bahay eh menos na yun.

Sa panahon ngayon practice celibacy. Tanggalin mo sa isip ang ***ual lust. Magastos kasi yan.

[mazingerZ]

Parang naging erotic tuloy ang kwentuhan hehehe

[alwayz_yummy]

niky - ako nga din nagulat na "light" category na ng maxima... noon nasa"medium" category siya for being 2.0... pero nung simula nag-computerize ang LTO, malinaw: "light"

will try to find a xerox copy ng rehistro nun... heck mas mahal pa nga rehistro ng 1996 kia pride ko than that maxima,e....

pero--bakit ganun-- why is it that the SX4 (either sedan or crossover) 3-yr registration costs 12T++ while the APV costs only 8500???

(according to suzuki flyer i got last month when i inquired about the sx4 crossover)

as i recall, dilang naman limited sa suzuki vehicles yun..

[froshie1]

Thanks for the replies! Interesting posts! One of the reasons too if ever I'm going to buy a dos litros is for the feeling of a less bumpy ride. Are there any compacts (Civic or Corolla etc..) that will match the ride comfort of an Accord or Camry? Hyundai Tucson looks great too, I wonder how much is the maintenance of a Tucson?

[alwayz_yummy]

anything diesel, mas mahal maintenace--esp. cdris...perang ung matitipid mo sa fuel sa maintenance naman mapupunta..

focus ok ang ride..1.8L-2.0crdi choices