Quote Originally Posted by carwhacko View Post
Why is that sir?
two reasons:

a. if you are an SME, you do not have deep pockets. credit means, not having cash immediately. on terms. it will affect you sooner na day to day operations mo proproblemahin mo.

b. if on credit, collections will be an issue. most of your clients may not pay on time, some may not pay at all. it goes back to your cash flow.