BPI to charge over-the-counter withdrawals, inter-regional deposits by Sept. 1

[heavenlee]

I'd like to apologize to EastWest bank for my erroneous posts on this thread in which I mentioned them.

I just had the chance to talk with my friend -- the one I was posting about in post #71 of this thread -- and it turned out that the bank who tagged her was UnionBank, not EastWest bank. Sorry for the mistake.

And regarding substantial bank accounts with BDO, I found out that she had at that time more than 50M (she won't say exactly how much) with them in various deposit instruments. Despite being close to the BM who recommended her for the credit card, credit card division turned her down because she "owed" UnionBank 5k in unpaid annual dues + interest + penalties. That was BDO in 2015. I wonder how much is considered by BDO as substantial now.

Just sharing and correcting. Thanks.

[carwhacko]

Haha wow 50M! Kahit M wala ako. Baka kaya siguro ganun [emoji23]


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[ray_noel]

I'd like to apologize to EastWest bank for my erroneous posts on this thread in which I mentioned them.

I just had the chance to talk with my friend -- the one I was posting about in post #71 of this thread -- and it turned out that the bank who tagged her was UnionBank, not EastWest bank. Sorry for the mistake.

And regarding substantial bank accounts with BDO, I found out that she had at that time more than 50M (she won't say exactly how much) with them in various deposit instruments. Despite being close to the BM who recommended her for the credit card, credit card division turned her down because she "owed" UnionBank 5k in unpaid annual dues + interest + penalties. That was BDO in 2015. I wonder how much is considered by BDO as substantial now.

Just sharing and correcting. Thanks.

Can i meet your friend? Mahilig siya mag kape at open minded? Hehehe. Joke!

Been into the same situation, hsbc sa akin, pina cut ko na gusto pa rin nila pabayaran ang annual fee, hindi ko na sinasagot tawag nila.. stick to citi cc now... kaka waive lang ng supplementary at primary annual fee ko...
she might want to try citibank...

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[carwhacko]

I also love Citibank! No annual fee for life!


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[Walter]

Another one of those stories ... Something's missing from the picture ... Anyone with that kind of deposit would already be offered a premium credit card with no annual fee ...

[ninjababez]

Another one of those stories ... Something's missing from the picture ... Anyone with that kind of deposit would already be offered a premium credit card with no annual fee ...

boss ko bro, ganun din M din pera sa bank (malapit na sa 8 digits *family money included). di maka loan and company CC lang ang pwede sa kanya. later nalaman ko na may CC debt pala sya noon na wala pa 6 digits, ayaw lang nya talaga bayaran. yun pumalit sa kanya, ganun din kaya umaasa sa pasalo auto loans dahil di sila ma approve.

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baka ayaw nila yan... gusto nila minimum lang ang binabayaran para malaki kita nila sa interest..

yan naman talaga gusto nila diba, kasi dun sila kumikita ng mas malaki.

[Walter]

Bank would find it strange for someone who has 8 digits in their account to be asking for a loan ... Besides, family money is not considered as his money ... Most likely it's a joint account ...

[uls]

kahit madami ka pera sa bangko kung may history ka na di nagbabayad ng utang sino gusto magpautang sayo

for me mali yung assumption na pag mayaman = creditworthy

madami mayaman na lokoloko ayaw magbayad ng utang kahit kaya nila magbayad

[dr. d]

maraming mayaman na kuripot.

[uls]

and meron talaga mga lokoloko na mayaman

ung ayaw talaga magbayad ng utang coz they know wala ka magagawa