Bad Credit status...pano maaalis?

[fourtheboys96]

. I told him to bring em on, from the very start i told the collectors i will never run from my obligation it's just that i really cannot pay that time. The calls and love letters started to diminish. That was in 2007. From then on i never tried to apply for a CC again. Instead i use what's available on my debit card.

So you did ran from your obligations tsk tsk tsk

[sirkosero]

Will they trust me to have a secured crecdit card? may lumabas na kasi na "hit" sa record. Isipin mo na lang na may maintaining balance.

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Will they trust me to have a secured crecdit card? may lumabas na kasi na "hit" sa record. Isipin mo na lang na may maintaining balance.

Yup. That's the reason why there is the holdout deposit. In case you go delinquent, debit to account agad

[macsd]

Simple problem require simple solution.....

Credit blacklisting is all about shortage of funds(money) that's why their blacklisted dahil wala silang pambayad.
So ano ang problem, kulang ang pera o kawalan ng pera.
So ano ang solution, damihan ang pera as simple as that. Magtambak o magdeposit ka ng maraming maraming pera
dun sa bank na nagblacklist sa iyo. Without saying a word, they will clear you from the blacklist and throw you all the loans
they have to offer.

Problem solved ! Any more question ???

[chrismarte]

ganun ba yun?

Ang sabi ko dun sa simula yung "kamag-anak" ko ang nagka roon ng funds shortage. Sa akin wala naman problema kahit papano may pera naman ako sa banko na nag blacklist sa akin di nga lang marami pero sapat naman siguro para di ako blacklist for a reason na wala akong fund. damay lang ako.

Relax

[macsd]

ganun ba yun?

Ang sabi ko dun sa simula yung "kamag-anak" ko ang nagka roon ng funds shortage. Sa akin wala naman problema kahit papano may pera naman ako sa banko na nag blacklist sa akin di nga lang marami pero sapat naman siguro para di ako blacklist for a reason na wala akong fund. damay lang ako.

Relax

The bank assumes the guarantor the same full responsibility of the primary creditor kaya ng nagcollapse yung kamag anak mo & the funds you have is not sufficient to cover the loan amount, then they hold you as well responsible. Say yung utang is worth 3M then your savings is only 500,000, it's not enough to settle. Even at 1M savings sa bank, hindi pa nakakabigay pansin sa kanila yun. It should be millions & millions not just a million.

[Ry_Tower]

Actually problem ko now is dapat may retention promo na naman ako from Globe kaso upon checking hindi ko pa daw nababayaran yung BB na kinuha ko July 2011. Samantalang naka-CC yun nung nagbayad ako ng cash-out so dapat automatic na yung paid. Now I need to request for the SOA of that billing kung saan indicated na nabayran ko na yung phone. Bale 2 SOA yung kelangan. Hassle talaga kapag merong pumalpak na trabaho. arrrghhh

[istan]

Hey congrats. That's a relative slap on the wrist. Spend 300k of other peoples money and pay 68k 7 years later. That's not bad at all!




Sent from my GT-N7100 using Tapatalk 2

Most likely, they spent like P68k and that amount ballooned to P300k ++ due to the CCs interest.
Balik principal lng. W/c is kinda lucky already.

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Hey congrats. That's a relative slap on the wrist. Spend 300k of other peoples money and pay 68k 7 years later. That's not bad at all!




Sent from my GT-N7100 using Tapatalk 2

Most likely, they spent like P68k and that amount ballooned to P300k ++ due to the CCs interest.
Balik principal lng. W/c is kinda lucky already.