windshield replacement - depreciation?

[99moves]

hello mga boss, iniisip ko papalitan windshield ko kasi may mga scratches na di makuha sa rubbing compound.

my car turned 3 years earlier this year and i read from previous posts that there is no depreciation cost when replacing the windshield.

is this still the case? my insurance is bpi/ms.

[jodski]

Best person to answer your query is your agent

Sent from my ASUS Zenfone 3 using Tapatalk

[_Qwerty_]

may mga insurance nga na free ang windshield replacement.... may clause dati na ganyan yung standard insurance ko..

[yebo]

kung covered ng insurance e di basagin mo na lang, sabihin mo tinamaan ng coonut.

ang tanong eh, 3 years lang scratched na? di ka ba naglilinis ng wiper blades mo everyday? dapat bago umalis wipe mo muna wiper blades mo para maalis yung naipon na alikabok. lalo na yung fine sand madali maka scratch ng windshield. magdala ka lagi ng damp microfiber towel para pamunas in case madumihan windshield mo kasi pag may dumi at need mo gamitin ang wipers gasgas talaga aabutin nyan. mas ok na maging OC kesa naman gasgas ang windshield.

[dct]

Baka naman kaya tanggalin gasgas ng mga shop yan

Sent from my SM-A9000 using Tapatalk

[_Qwerty_]

yup try mo pa polished windshield.. mura lang yan..

[99moves]

kung covered ng insurance e di basagin mo na lang, sabihin mo tinamaan ng coonut.

ang tanong eh, 3 years lang scratched na? di ka ba naglilinis ng wiper blades mo everyday? dapat bago umalis wipe mo muna wiper blades mo para maalis yung naipon na alikabok. lalo na yung fine sand madali maka scratch ng windshield. magdala ka lagi ng damp microfiber towel para pamunas in case madumihan windshield mo kasi pag may dumi at need mo gamitin ang wipers gasgas talaga aabutin nyan. mas ok na maging OC kesa naman gasgas ang windshield.

Nililinis ko windshield and wipers bago ako umalis walang paltos, kaso one time natalsikan ako ng parang semento ata ang dami pa naman. May lakad ako and visibility is hindered kaya tinanggal ko kahit madilim na gamit microfiber and tubig. Kinabukasan puro gasgas yung pinunasan ko. Really f*cking stupid on my part.

Try ko siguro dalhin muna sa detailing shops at baka kayanin pa.

Pag hindi na basagin ko na lang nga haha.

My question is may depreciation cost ba if iclaim ko?

[yebo]

sobrang lalim ba ng gasgas? o yung kita lang pero di naman sumasabit sa fingernails? kung mababaw lang naman kaya pa yan ng detailing.

yung 5 year old sorento ko wala naman gasgas pero nung umulan last May meron naiiwan na water yung wiper na para bang hindi pantay yung glass sa part na nagi-stop yung sweep ng wiper. bago naman yung wipers. saka bale-wala na kung mag apply ako ng water repellant. ginawa ko bumili lang ako ng glaz windshield compound (buffing compound for glass) and 2 hours ako nag buff using electric buffer. kuminis ulit saka nawala yung malalim na part. e kung kaya ko i-diy e di lalo na kaya nila sa detailing shop (assuming reputable detailer ha).

[yebo]

depreciatipn you mean sa claim sa insurance? di ba dapat participation lang?

[cast_no_shadow]

depreciatipn you mean sa claim sa insurance? di ba dapat participation lang?

For 3 years and up ata aside sa participation may depreciation ka pa babayaran.


Sent from my iPhone using Tapatalk

[vinj]

depreciatipn you mean sa claim sa insurance? di ba dapat participation lang?

For 3 years and up ata aside sa participation may depreciation ka pa babayaran.


Sent from my iPhone using Tapatalk

If a car is older than three years and a part is replaced under insurance claim, it's subject to depreciation cost as well if you're placing in a brand new part (pag surplus, wala).

[cast_no_shadow]

^

Sabi nga samin nung insurance before:

"Ser luma na yung oto niyo, brand new ang piyesa ikakabit namin. Kaya may share din kayo dun sa brand new part"


Sent from my iPhone using Tapatalk

[shadow]

Wala yatang depreciation ang windshield. It's the only part na Hinde kasama sa depreciation.


Sent from my iPhone using Tapatalk

[babkalakal]

Wala yatang depreciation ang windshield. It's the only part na Hinde kasama sa depreciation.


Sent from my iPhone using Tapatalk

3yrs. Ago natamaan ng bato winshield ko. Had it replaced at casa paid 3k participation if i remember it correctly. 35k nakita ko invoice ng casa for windshield replacement. Took a total of 3mos. with crappy service from P**pl*s G*n Ins. That is the first and last time I would be getting insurance from that company.

Depreciation wala pa ata because the car was just approaching 3yrs. Then.