HELP Chevrolet Car Accident

[titser]

Hi, ask lang po ako for suggestions.

Kasi naka-finance pa yung Trailblazer na nabangga ko tapos kailangang ipaayos ang rear bumper niya. Nagkaroon ng dent yung plastic bumper pero all other parts (light, parking sensor, rear door, etc) are working.

I drive an old car kaya metal ang front hood ko, minimal scratches lang nakuha ko. No comprehensive insurance ako. Siya ang meron.

Quote ng talyer is 4500-8500 only. Pero pag CASA, dahil replacement ang gagawin nila, umabot ng 58k. Which is di ko talaga kaya.
I was suggesting na sa talyer na lang ipagawa, mas mabilis din kasi sa CASA 5 days daw eh sa talyer 1 day lang, kaso di daw pwede sabi nung may-ari ng Trailblazer dahil bank financed pa daw.

Pwede bang ipagawa ito sa talyer? Paano ba ang warranty/insurance ng Chevrolet sa ganitong cases? Paano ba ang best way?

Santa Rosa, Laguna area kami. Pls help me. Thanks!

[cast_no_shadow]

Is the owner willing to use his insurance?

Which is kung ako din naman, I'd rather use mine kesa humaba pa usapan naten dahil ayoko din naman ipagawa sa talyer na gusto mo.

To add sa casa replacement nga yan.

Bayad lang participation.

Try to ask if willing sila na ipasok na lang sa insurance nila, pay the participation na lang and add to cover the hassle on their part.

Hmmmmm kaso ikaw naman pala hahabulin nung insurance if declared sa report na ikaw yung other party.


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[cast_no_shadow]

OT

You flooded some threads pala hehe


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[benchman]

Hi, ask lang ako for suggestions.

Kasi naka-finance pa yung Trailblazer na nabangga ko tapos kailangang ipaayos ang rear bumper niya. I drive an old car, no compre insurance ako. Siya ang meron.

Quote ng talyer is 4500-8500 only. Pero pag CASA, dahil replacement ang gagawin nila, umabot ng 58k.

Pwede bang ipagawa ito sa talyer? Paano ba ang warranty/insurance ng Chevrolet sa ganitong cases?

Pls help. Thanks!

pwede naman ipagawa sa talyer sa labas iyan, walang kaso sa warranty kung bumper lang naman ang may damage, pabor pa sa insurer nung trailblazer dahil wala silang claims na babayaran.
ang tanong; payag ba yung owner ng trailblazer sa labas ipagawa?

[dr. d]

pwede naman ipagawa sa talyer sa labas iyan, walang kaso sa warranty kung bumper lang naman ang may damage, pabor pa sa insurer nung trailblazer dahil wala silang claims na babayaran.
ang tanong; payag ba yung owner ng trailblazer sa labas ipagawa?

kung ako ang owner... "off course not!!! brand-new-quality ang TB namin!"

errr... how old is the TB? malaki ba po ang tama? is it fix-able? will it impair safety issues if repaired only cosmetically?

[titser]

kung ako ang owner... "off course not!!! brand-new-quality ang TB namin!"

errr... how old is the TB? malaki ba po ang tama? will it impair safety issues if repaired only cosmetically?

new enough na may warranty pa daw sila na mavovoid pag pinagawa sa labas at wala pa silang plaka.

[dr. d]

new enough na may warranty pa daw sila na mavovoid pag pinagawa sa labas at wala pa silang plaka.

i guess that settles the issue of where it should be repaired.
they should have insurance. are they asking you to pay for the entire operation? offer to pay for the participation fee.

[titser]

i guess that settles the issue of where it should be repaired.
they should have insurance. are they asking you to pay for the entire operation? offer to pay for the participation fee.

Opo eh, they want me to pay the entire 58k kasi di naman daw sila ang at fault so bakit insurance nila.

Minimal lang po damage, yung rear plastic bumper part lang, ayos yung iba (parking sensor, light, door) kaya iniisip ko na sa auto shop na lang. Kilala din naman Bruce sa Pasig, diba po. Trying to attach a pic kaso ayaw eh

[titser]

Opo, first time kasi to nangyari kaya panic mode talaga ako. Kaso parang nawala nga po iba kong posts. Am trying to post a picture kaso ayaw eh

[_Cathy_]

MODERATOR'S WARNING:

titser, do not flood the board with your posts. All replies have been moved to this thread.

[glenn_duke]

Opo eh, they want me to pay the entire 58k kasi di naman daw sila ang at fault so bakit insurance nila.

Minimal lang po damage, yung rear plastic bumper part lang, ayos yung iba (parking sensor, light, door) kaya iniisip ko na sa auto shop na lang. Kilala din naman Bruce sa Pasig, diba po. Trying to attach a pic kaso ayaw eh

As suggested, you offer first to pay for the participation not the whole repair. But the Trail owner has to inform his insurance its a own damage, otherwise the insurance will still go after you for the entire cost of the repair. If he doesn't agree, insist that you will pay for the entire cost if the repair is to be done at the talyer of your choice. Tell them thats only what you can afford. But before that, just make sure that the outside repair is significantly lower than the 58k they are asking, at least 50% cheaper.

[Gumusut_Amige]

basta maayos kang makiusap ay pagbibigyan ka ng TBZ owner na i-claim nya as own damage (of course yung participation at konting cost ng abala ay huwag kalimutan).
not sure though if this is still the case if TBZ owner has already reported this incident to the insurance provider.

[titser]

Sige po, thank you po sa mga sagot. Will talk to the owner. I am hoping she agrees and that the insurance is okay with it since Friday lang ito nangyari.

[cast_no_shadow]

Titser

Ano na ba proseso ginawa niyo? May police report na ba? Or affidavit?

Ano detalye sa report?

If ikaw at fault and stated sa report kahit ipasok sa insurance yan participation lang payables ni TBZ owner pero ikaw hahabulin ni insurance for the rest of the expenses.

Agree also na if ayaw ni ipagawa sa labas, wala ka magagawa. Hindi naman niya ginusto na banggain mo siya eh. Sadly the owner will call the shots.

Talk to the owner, hopefully they would consider na claim as own damage na lang. pay the participation and again like what I said, dagdagan mo na lang para dun sa abala na ginawa mo.

Goodluck.


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[dct]

Teka, mawawala ang warranty? E lalo nga nila isisisi sa bangga yan pag may i-claim ka na warranty e. Ang casa basta may butas lulusot at lulusot yan. Mas mabuti pang sa labas, di nila alam na nabangga na pala ang unit

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[ninjababez]

*titser
yun 1st truck nakabangga sakin, babayaran daw nya participation fee ko, di naman ginawa kasi sinigil daw sya ng insurance.
ganun nalang gawin mo, antayin mo sinigilin ka ng insurance.

[titser]

Titser

Ano na ba proseso ginawa niyo? May police report na ba? Or affidavit?

Ano detalye sa report?

If ikaw at fault and stated sa report kahit ipasok sa insurance yan participation lang payables ni TBZ owner pero ikaw hahabulin ni insurance for the rest of the expenses.

Agree also na if ayaw ni ipagawa sa labas, wala ka magagawa. Hindi naman niya ginusto na banggain mo siya eh. Sadly the owner will call the shots.

Talk to the owner, hopefully they would consider na claim as own damage na lang. pay the participation and again like what I said, dagdagan mo na lang para dun sa abala na ginawa mo.

Goodluck.


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No police report kami kasi we all wanted amicable settlement. Meron lang kami from the guards stating na ako naman talaga ang at-fault.

For now, nakapagpa-estimate pa lang siya sa Chevrolet CASA. Sinend niya sa aking yung quote which is 58k nga lahat. She is demanding 50% na so that the CASA can order the parts already daw.

[ninjababez]

No police report kami kasi we all wanted amicable settlement. Meron lang kami from the guards stating na ako naman talaga ang at-fault.

For now, nakapagpa-estimate pa lang siya sa Chevrolet CASA. Sinend niya sa aking yung quote which is 58k nga lahat. She is demanding 50% na so that the CASA can order the parts already daw.

bayaran mo nalang kamo ng installment yung full amount of 50k plus. 1 year to pay kamo para di ka mahirapan.

[dr. d]

No police report kami kasi we all wanted amicable settlement. Meron lang kami from the guards stating na ako naman talaga ang at-fault.

For now, nakapagpa-estimate pa lang siya sa Chevrolet CASA. Sinend niya sa aking yung quote which is 58k nga lahat. She is demanding 50% na so that the CASA can order the parts already daw.

no police report? that's one of the first things the insurance guys will look for.
are they newbies in insurance claiming? i see no logic in not using their insurance now, because that is precisely what it is for.
unless, there is something in their insurance contract that....

[ice15]

Hmmm, guards? Neighbor mo sya?

IMO, if the Chevy uses her own insurance... Pwede din kaso mahabang paki usapan yun. Let's not forget, binangga mo new car nya so di lang sya galit syo... Pati friends and family nya.

Kung may kilala kang lawyer, I suggest na kausapin mo sya to see kung anong options mo...

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