HELP Chevrolet Car Accident

**glenn_duke** · August 5th, 2017 10:41 PM

Originally Posted by titser

Opo eh, they want me to pay the entire 58k kasi di naman daw sila ang at fault so bakit insurance nila.

Minimal lang po damage, yung rear plastic bumper part lang, ayos yung iba (parking sensor, light, door) kaya iniisip ko na sa auto shop na lang. Kilala din naman Bruce sa Pasig, diba po. Trying to attach a pic kaso ayaw eh

As suggested, you offer first to pay for the participation not the whole repair. But the Trail owner has to inform his insurance its a own damage, otherwise the insurance will still go after you for the entire cost of the repair. If he doesn't agree, insist that you will pay for the entire cost if the repair is to be done at the talyer of your choice. Tell them thats only what you can afford. But before that, just make sure that the outside repair is significantly lower than the 58k they are asking, at least 50% cheaper.

**Gumusut_Amige** · August 5th, 2017 11:13 PM

basta maayos kang makiusap ay pagbibigyan ka ng TBZ owner na i-claim nya as own damage (of course yung participation at konting cost ng abala ay huwag kalimutan).
not sure though if this is still the case if TBZ owner has already reported this incident to the insurance provider.

**titser** · August 6th, 2017 12:26 AM

Sige po, thank you po sa mga sagot. Will talk to the owner. I am hoping she agrees and that the insurance is okay with it since Friday lang ito nangyari.

**cast_no_shadow** · August 6th, 2017 12:26 AM

Titser

Ano na ba proseso ginawa niyo? May police report na ba? Or affidavit?

Ano detalye sa report?

If ikaw at fault and stated sa report kahit ipasok sa insurance yan participation lang payables ni TBZ owner pero ikaw hahabulin ni insurance for the rest of the expenses.

Agree also na if ayaw ni ipagawa sa labas, wala ka magagawa. Hindi naman niya ginusto na banggain mo siya eh. Sadly the owner will call the shots.

Talk to the owner, hopefully they would consider na claim as own damage na lang. pay the participation and again like what I said, dagdagan mo na lang para dun sa abala na ginawa mo.

Goodluck.

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**dct** · August 6th, 2017 01:39 AM

Teka, mawawala ang warranty? E lalo nga nila isisisi sa bangga yan pag may i-claim ka na warranty e. Ang casa basta may butas lulusot at lulusot yan. Mas mabuti pang sa labas, di nila alam na nabangga na pala ang unit

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**ninjababez** · August 6th, 2017 02:29 AM

*titser
yun 1st truck nakabangga sakin, babayaran daw nya participation fee ko, di naman ginawa kasi sinigil daw sya ng insurance.
ganun nalang gawin mo, antayin mo sinigilin ka ng insurance.

**titser** · August 6th, 2017 05:04 AM

Originally Posted by cast_no_shadow

Titser

Ano na ba proseso ginawa niyo? May police report na ba? Or affidavit?

Ano detalye sa report?

If ikaw at fault and stated sa report kahit ipasok sa insurance yan participation lang payables ni TBZ owner pero ikaw hahabulin ni insurance for the rest of the expenses.

Agree also na if ayaw ni ipagawa sa labas, wala ka magagawa. Hindi naman niya ginusto na banggain mo siya eh. Sadly the owner will call the shots.

Talk to the owner, hopefully they would consider na claim as own damage na lang. pay the participation and again like what I said, dagdagan mo na lang para dun sa abala na ginawa mo.

Goodluck.

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No police report kami kasi we all wanted amicable settlement. Meron lang kami from the guards stating na ako naman talaga ang at-fault.

For now, nakapagpa-estimate pa lang siya sa Chevrolet CASA. Sinend niya sa aking yung quote which is 58k nga lahat. She is demanding 50% na so that the CASA can order the parts already daw.

**ninjababez** · August 6th, 2017 05:09 AM

Originally Posted by titser

No police report kami kasi we all wanted amicable settlement. Meron lang kami from the guards stating na ako naman talaga ang at-fault.

For now, nakapagpa-estimate pa lang siya sa Chevrolet CASA. Sinend niya sa aking yung quote which is 58k nga lahat. She is demanding 50% na so that the CASA can order the parts already daw.

bayaran mo nalang kamo ng installment yung full amount of 50k plus. 1 year to pay kamo para di ka mahirapan.

**dr. d** · August 6th, 2017 08:46 AM

Originally Posted by titser

No police report kami kasi we all wanted amicable settlement. Meron lang kami from the guards stating na ako naman talaga ang at-fault.

For now, nakapagpa-estimate pa lang siya sa Chevrolet CASA. Sinend niya sa aking yung quote which is 58k nga lahat. She is demanding 50% na so that the CASA can order the parts already daw.

no police report? that's one of the first things the insurance guys will look for.
are they newbies in insurance claiming? i see no logic in not using their insurance now, because that is precisely what it is for.
unless, there is something in their insurance contract that....

**ice15** · August 6th, 2017 09:24 AM

Hmmm, guards? Neighbor mo sya?

IMO, if the Chevy uses her own insurance... Pwede din kaso mahabang paki usapan yun. Let's not forget, binangga mo new car nya so di lang sya galit syo... Pati friends and family nya.

Kung may kilala kang lawyer, I suggest na kausapin mo sya to see kung anong options mo...

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