HELP Chevrolet Car Accident

[dreamur]

Talk to TB owner sincerely and tell her you cannot afford to pay the casa estimate at this time. The best solution is to have it repaired sa casa under OD claim. You pay the participation fee plus any amount you can still afford to offer to the TB owner for the inconvenience. On top of that offer to pay the increase on her future insurance premium and tutor her kids on some subjects. This is a win-win solution.

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[titser]

ang gusto mo kasi bro, either 50% off sa total or participation lang babayaran mo. di ba medyo nakakalamang ka na nyan masyado? ganito ang sa tingin kong tama, hayaan mo syang bayaran participation nya (pero if i were in your shoes eh babayaran ko rin), tapos pag singil sayo ng insurance nya ay tsaka mo tawaran or hingian ng mahabang installment plan kung di kaya isang bagsak. eto eh kung naireport na nga nya sa insurance. or tutal wala naman pulis report, dahil sa ayaw mo magastahan ng pera eh i-deny mo nalang with matching "WTF ano pinagsasabi mong binangga kita" look.
seriously bro mas OK na insurance nalang kausap mo vs. nakabangga sayo; emotional mga yan; take it from me, galit na galit ako sa mga naka dale sakin, wala naman nangyari.

Di naman po sa ganun, syempre iniisip ko lang na pag sa labas pinaayos 10k maximum okay na, ang di ko po talaga kaya ay yung casa price eh. Ayaw ko din naman tumakbo syempre. Sige po, antayin ko po reply ni TB owner.

Talk to TB owner sincerely and tell her you cannot afford to pay the casa estimate at this time. The best solution is to have it repaired sa casa under OD claim. You pay the participation fee plus any amount you can still afford to offer to the TB owner for the inconvenience. On top of that offer to pay the increase on her future insurance premium and tutor her kids on some subjects. This is a win-win solution.

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Kahit po ba walang police report, ok lang to? Pagawa na lang kami Affidavit?

[dr. d]

pictures of the damage would be very useful...
in fanning the flames or in quelching the fire! heh heh.

[titser]

pictures of the damage would be very useful...
in fanning the flames or in quelching the fire! heh heh.

Andito po yung picture Tinry ko po kaso ayaw talaga ma-upload dito eh. Zoom niyo na lang sa bumper area para makita yung exact area at extent nung dent.

[Gumusut_Amige]

Andito po yung picture Tinry ko po kaso ayaw talaga ma-upload dito eh. Zoom niyo na lang sa bumper area para makita yung exact area at extent nung dent.

yung dent na yan pwedeng itulak sa loob para bumalik dahil parang hard plastic material lang yan. pero kailangan pa rin ng good painting job afterwards. yung skid plate ay pwedeng bilhin na lang sa Banawe (bought mine at around 2k yata noon).
ang participation ko sa aking TBZ LT variant ay nasa 3k (not sure though kung pareho kami ng participation), so meron ka ng idea kung magkano. as said earlier, mag-offer ka rin ng konting cost para sa kanyang abala. always stay low while doing the re-negotiation. good luck po.

[dreamur]

Di naman po sa ganun, syempre iniisip ko lang na pag sa labas pinaayos 10k maximum okay na, ang di ko po talaga kaya ay yung casa price eh. Ayaw ko din naman tumakbo syempre. Sige po, antayin ko po reply ni TB owner.



Kahit po ba walang police report, ok lang to? Pagawa na lang kami Affidavit?

Yes, affidavit lang.

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[dct]

Grabe. Napakaliit na damage. Kayang kaya yan sa labas

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[JMS12]

Grabe. Napakaliit na damage. Kayang kaya yan sa labas

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correct minsan nga mas mahal pa participation fee compare sa cost ng repair sa labas

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[titser]

yung dent na yan pwedeng itulak sa loob para bumalik dahil parang hard plastic material lang yan. pero kailangan pa rin ng good painting job afterwards. yung skid plate ay pwedeng bilhin na lang sa Banawe (bought mine at around 2k yata noon).
ang participation ko sa aking TBZ LT variant ay nasa 3k (not sure though kung pareho kami ng participation), so meron ka ng idea kung magkano. as said earlier, mag-offer ka rin ng konting cost para sa kanyang abala. always stay low while doing the re-negotiation. good luck po.

Grabe. Napakaliit na damage. Kayang kaya yan sa labas

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Thank you for your responses! Kaya nga po nanghihinayang ako na sa CASA pa ipapagawa, kaya naman sa good quality auto shops like Bruce Car Repair sa Pasig, 10 hours lang daw, mas mura pa.Pero syempre I understand the owner bago pa TBZ niya kaya she wants na CASA lang hahawak, in such case nag-offer na po ako na sagutin ang participation fee. Wala pa siya response, really hoping she agrees kasi ganyang amount lang kaya ko talaga. 2 nights nako walang tulog dahil sa worry ko. Ni di ko nga alam if I can trust myself to drive again.

[ikloyputograpi]

correct me if i'm wrong, but i don't think you have shown all the damages incurred on that chevy, based on what you have stated earlier it is a small dent at the back, then estimate shows bumper 32k et al.. comes to ponder, why on earth they would also replace the skid plate which is up front.

alongside, the owner will not deal with you directly, she will just let insurance companies handle it for herself, that is why she is paying for huge amounts i guess an approximate 35k per year for her ride, no hassle, do you think she will accept non-casa repairs, especially if it is their first bnew vehicle? she might done what you just did, asking for advices, probably on her end majority would them say, that expenses should be shouldered by you.

lesson to self, don't tailgate, be patient.

[titser]

correct me if i'm wrong, but i don't think you have shown all the damages incurred on that chevy, based on what you have stated earlier it is a small dent at the back, then estimate shows bumper 32k et al.. comes to ponder, why on earth they would also replace the skid plate which is up front.

alongside, the owner will not deal with you directly, she will just let insurance companies handle it for herself, that is why she is paying for huge amounts i guess an approximate 35k per year for her ride, no hassle, do you think she will accept non-casa repairs, especially if it is their first bnew vehicle? she might done what you just did, asking for advices, probably on her end majority would them say, that expenses should be shouldered by you.

lesson to self, don't tailgate, be patient.

That is all there is. Kaya po naging 32k yung bumper pa lang kasi the CASA will replace not fix. The bumper skid plate and protector are also there in the rear daw po based sa estimate.

Yes po, I understand kaya nga po I am trying to ask for suggestions so I can make the best possible decision para po agad maayos ito para sa aming lahat.

It was an accident po, the car in front of them stopped abruptly. They stopped abruptly as well and came very close to the first one. I was not fortunate enough to have enough distance and fast reflexes. I admit my mistake, and I will try my best to learn from this ordeal.

[glenn_duke]

That is all there is. Kaya po naging 32k yung bumper pa lang kasi the CASA will replace not fix. The bumper skid plate and protector are also there in the rear daw po based sa estimate.

Yes po, I understand kaya nga po I am trying to ask for suggestions so I can make the best possible decision para po agad maayos ito para sa aming lahat.

It was an accident po, the car in front of them stopped abruptly. They stopped abruptly as well and came very close to the first one. I was not fortunate enough to have enough distance and fast reflexes. I admit my mistake, and I will try my best to learn from this ordeal.

Kung hard plastic yang likod ng TB, replacement talaga kailangan dyan. Canvass kana ng murang shop nag bebenta ng chevy parts, i.e, Sering, Goodgear for Hyundai.
Baka hindi aabutin ng 20k yan with paint na. O kaya source kana sa mga supplier sa Thailand, sigurado dun din oorderin ng casa yan.

Hina pala ng body built ng TB, bumper yan dapat may support sa likod para hindi agad masira.

[ninjababez]

*titser
Bro i just remembered, yung quote ng casa babaan pa yan pag nakita ng insurance babaan din nila yan for sure. Case in point, quote ng casa 120k dun sa damage sakin; binayaran ng insurance 68k or 64k lang, yun ang siningil nila sa nakabangga sakin. Ganun nalang sabihin mo, padaanin sa insurance nila tapos intayin mo nalang yun singilin ka insurance.
Also nakita mo ba ang quote ng casa? Kaka kita ko lang ng pic ng bangga e, anliit lang nyan. Di yan babayaran ng insurance ng malaki bro!

[ninjababez]

^may ganun pala?

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[rudy_corolla]

^may ganun pala?

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kung private school yun it happened inside a private property. kung public roads pantay lang ang rights. parang sa subdivision kapag nabangga ka ng homeowner tapos hindi ka naman taga dun kahit may sticker pa na pass-thru ang papanigan ng HOA yung homeowner pa rin. minsan nakasulat yan sa application ng sticker

[dr. d]

kung private school yun it happened inside a private property. kung public roads pantay lang ang rights. parang sa subdivision kapag nabangga ka ng homeowner tapos hindi ka naman taga dun kahit may sticker pa na pass-thru ang papanigan ng HOA yung homeowner pa rin. minsan nakasulat yan sa application ng sticker

i find that kinda unfair, and probably illegal.