HELP Chevrolet Car Accident

[dr. d]

tekateka...
did that 58K come from their insurance representative, or from the casa?

[titser]

tekateka...
did that 58K come from their insurance representative, or from the casa?

From the CASA po, kasi irereplace daw bumper (32k), bumper protector (5.5k) and bumper skid plate (7.6k) plus painting (7.5k), removal and installation (2.2k), electricals (600) and materials (3.5k).

*titser
yun 1st truck nakabangga sakin, babayaran daw nya participation fee ko, di naman ginawa kasi sinigil daw sya ng insurance.
ganun nalang gawin mo, antayin mo sinigilin ka ng insurance.

Edi ganon din po, I will still shoulder the entire 58k eventually?

no police report? that's one of the first things the insurance guys will look for.
are they newbies in insurance claiming? i see no logic in not using their insurance now, because that is precisely what it is for.
unless, there is something in their insurance contract that....

Wala po eh. Di na kami pumunta since ako naman at fault, I admit. Di po ba pwedeng Affidavit na lang then ifile niya nga po as Own Damage?

Hmmm, guards? Neighbor mo siya?

Di po. It happened within the school compound. I'm a teacher, parent siya.

[ninjababez]

Edi ganon din po, I will still shoulder the entire 58k eventually?



Wala po eh. Di na kami pumunta since ako naman at fault, I admit. Di po ba pwedeng Affidavit na lang then ifile niya nga po as Own Damage?

ang gusto mo kasi bro, either 50% off sa total or participation lang babayaran mo. di ba medyo nakakalamang ka na nyan masyado? ganito ang sa tingin kong tama, hayaan mo syang bayaran participation nya (pero if i were in your shoes eh babayaran ko rin), tapos pag singil sayo ng insurance nya ay tsaka mo tawaran or hingian ng mahabang installment plan kung di kaya isang bagsak. eto eh kung naireport na nga nya sa insurance. or tutal wala naman pulis report, dahil sa ayaw mo magastahan ng pera eh i-deny mo nalang with matching "WTF ano pinagsasabi mong binangga kita" look.
seriously bro mas OK na insurance nalang kausap mo vs. nakabangga sayo; emotional mga yan; take it from me, galit na galit ako sa mga naka dale sakin, wala naman nangyari.

[dreamur]

Talk to TB owner sincerely and tell her you cannot afford to pay the casa estimate at this time. The best solution is to have it repaired sa casa under OD claim. You pay the participation fee plus any amount you can still afford to offer to the TB owner for the inconvenience. On top of that offer to pay the increase on her future insurance premium and tutor her kids on some subjects. This is a win-win solution.

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[titser]

ang gusto mo kasi bro, either 50% off sa total or participation lang babayaran mo. di ba medyo nakakalamang ka na nyan masyado? ganito ang sa tingin kong tama, hayaan mo syang bayaran participation nya (pero if i were in your shoes eh babayaran ko rin), tapos pag singil sayo ng insurance nya ay tsaka mo tawaran or hingian ng mahabang installment plan kung di kaya isang bagsak. eto eh kung naireport na nga nya sa insurance. or tutal wala naman pulis report, dahil sa ayaw mo magastahan ng pera eh i-deny mo nalang with matching "WTF ano pinagsasabi mong binangga kita" look.
seriously bro mas OK na insurance nalang kausap mo vs. nakabangga sayo; emotional mga yan; take it from me, galit na galit ako sa mga naka dale sakin, wala naman nangyari.

Di naman po sa ganun, syempre iniisip ko lang na pag sa labas pinaayos 10k maximum okay na, ang di ko po talaga kaya ay yung casa price eh. Ayaw ko din naman tumakbo syempre. Sige po, antayin ko po reply ni TB owner.

Talk to TB owner sincerely and tell her you cannot afford to pay the casa estimate at this time. The best solution is to have it repaired sa casa under OD claim. You pay the participation fee plus any amount you can still afford to offer to the TB owner for the inconvenience. On top of that offer to pay the increase on her future insurance premium and tutor her kids on some subjects. This is a win-win solution.

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Kahit po ba walang police report, ok lang to? Pagawa na lang kami Affidavit?

[dr. d]

pictures of the damage would be very useful...
in fanning the flames or in quelching the fire! heh heh.

[titser]

pictures of the damage would be very useful...
in fanning the flames or in quelching the fire! heh heh.

Andito po yung picture Tinry ko po kaso ayaw talaga ma-upload dito eh. Zoom niyo na lang sa bumper area para makita yung exact area at extent nung dent.

[dreamur]

Di naman po sa ganun, syempre iniisip ko lang na pag sa labas pinaayos 10k maximum okay na, ang di ko po talaga kaya ay yung casa price eh. Ayaw ko din naman tumakbo syempre. Sige po, antayin ko po reply ni TB owner.



Kahit po ba walang police report, ok lang to? Pagawa na lang kami Affidavit?

Yes, affidavit lang.

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[Gumusut_Amige]

Andito po yung picture Tinry ko po kaso ayaw talaga ma-upload dito eh. Zoom niyo na lang sa bumper area para makita yung exact area at extent nung dent.

yung dent na yan pwedeng itulak sa loob para bumalik dahil parang hard plastic material lang yan. pero kailangan pa rin ng good painting job afterwards. yung skid plate ay pwedeng bilhin na lang sa Banawe (bought mine at around 2k yata noon).
ang participation ko sa aking TBZ LT variant ay nasa 3k (not sure though kung pareho kami ng participation), so meron ka ng idea kung magkano. as said earlier, mag-offer ka rin ng konting cost para sa kanyang abala. always stay low while doing the re-negotiation. good luck po.

[dct]

Grabe. Napakaliit na damage. Kayang kaya yan sa labas

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