TPL coverage - is this enough?

[mark_t]

Just like to ask your opinions regarding CTPL coverage. does its coverage acceptable for third party injuries, loss of body parts or, loss of life? what do you do if you want bigger coverage for this?

also what does No Fault imdemnity do, or if it does save you from criminal liability kung makaaksidente ka ng tao?

thanks!

If you want a higher liability insurance then that is what you will ask from your agent, it his job to find underwriters who will accept your risk.

For example

CTPL PLUS 500k BI/PD
OR
CTPL PLUS 100K BI/PD

Your insurance will not save you from criminal or civil liabilities what
it provides is financial leverage to settle your liabilities.