Question on BPI Auto Loans

[xwangbu]

Oo nga pala - di sila auto renew - Pag naalala lang nila. Hehehe.

[archielew]

Oo nga pala - di sila auto renew - Pag naalala lang nila. Hehehe.

Oh? Pano yun? Kasi sa terms nila ng Promo na nabasa ko, You have to affix your signature that you agree to auto renew your insurance under BPI-MS for the whole financing term... so you mean may butas to? hehehe.

[xwangbu]

I'm just kidding with that sir. Ako kasi nagremind sa knila na end na 1st yr ko bago nila binigay quotation

Wala ka din namang lusot kahit late nila irenew.

Try mo muna pa-quote sa psbank. Me mabait na tsikoteer dito. Check mo lang dun sa car loan thread.

[archielew]

I'm just kidding with that sir. Ako kasi nagremind sa knila na end na 1st yr ko bago nila binigay quotation

Wala ka din namang lusot kahit late nila irenew.

Try mo muna pa-quote sa psbank. Me mabait na tsikoteer dito. Check mo lang dun sa car loan thread.

Thanks! Pa-PM naman ng link.

[xwangbu]

^ pm sent.

[archielew]

bakit sa website ng BPI sabi 1 day approval lang pag nag-apply ng autoloan? e dumerecho na ko sa banko mismo para mag-apply hanggang ngayon wala pa feedback? Nakakainip

[stavros]

bakit sa website ng BPI sabi 1 day approval lang pag nag-apply ng autoloan? e dumerecho na ko sa banko mismo para mag-apply hanggang ngayon wala pa feedback? Nakakainip

Mas bibigyan nila priority yung sa tingin nila makakabayad sa utang. :D

[archielew]

Mas bibigyan nila priority yung sa tingin nila makakabayad sa utang. :D

Well, if that's the case, it's their loss. Dami naman ibang banks jan. And I might as well pull out my savings from them.

[undercover]

Well, if that's the case, it's their loss. Dami naman ibang banks jan. And I might as well pull out my savings from them.

Complete ba requirements mo sir? If yes, sabi sakin kaya natatagalan yung response is baka nahihirapan sila i-contact yung employer mo.

Got my car loan approved. Yesterday ako nag pass ng requirements then today they called that I'm already approved.

[basti08]

Complete ba requirements mo sir? If yes, sabi sakin kaya natatagalan yung response is baka nahihirapan sila i-contact yung employer mo.

Got my car loan approved. Yesterday ako nag pass ng requirements then today they called that I'm already approved.

Yes, advise mo na mga tao sa office nyo may mag CI sayo. Yung sa amin din almost outright approval e

[Eismann]

Complete ba requirements mo sir? If yes, sabi sakin kaya natatagalan yung response is baka nahihirapan sila i-contact yung employer mo.

Got my car loan approved. Yesterday ako nag pass ng requirements then today they called that I'm already approved.

Fastest approval that I came to know recently was TFS when I inquired on getting a 2013 Fortuner at Toyota Calamba. Was there around lunch, later in the afternoon received a call that I can now pay the reservation the next day to book the unit. That was fast.

[redblue]

good pm.

Anyone from bpi here?

I would like to apply for a car loan, actually a big bike loan. i back read this thread and i have a question. I currently dont work, not self employed either as of this moment, but i currently have 1m in my bank account, it is not in bpi though. I also receive remittances from my sister abroad. Its around 20-23k a month. I also have Post dated checks, 130k per month, pinagbentahan ng lupa.

The bigbike is priced at 650k. So less the 30% downpayment, the amount i will be loaning is 455k. that is 22-23k per month payable in 2 years. I dont want to pay in cash kasi sayang naman, tulog ang pera.

My question is can i be approved? Or regardless of how much you have in your bank account, if you dont have work, hindi maapprove? I just want to hear from your experiences at point of view. thanks guys.