Question on BPI Auto Loans

**Eismann** · May 17th, 2013 08:13 PM

Originally Posted by undercover

Complete ba requirements mo sir? If yes, sabi sakin kaya natatagalan yung response is baka nahihirapan sila i-contact yung employer mo.

Got my car loan approved. Yesterday ako nag pass ng requirements then today they called that I'm already approved.

Fastest approval that I came to know recently was TFS when I inquired on getting a 2013 Fortuner at Toyota Calamba. Was there around lunch, later in the afternoon received a call that I can now pay the reservation the next day to book the unit. That was fast.

**redblue** · August 13th, 2014 08:45 PM

good pm.

Anyone from bpi here?

I would like to apply for a car loan, actually a big bike loan. i back read this thread and i have a question. I currently dont work, not self employed either as of this moment, but i currently have 1m in my bank account, it is not in bpi though. I also receive remittances from my sister abroad. Its around 20-23k a month. I also have Post dated checks, 130k per month, pinagbentahan ng lupa.

The bigbike is priced at 650k. So less the 30% downpayment, the amount i will be loaning is 455k. that is 22-23k per month payable in 2 years. I dont want to pay in cash kasi sayang naman, tulog ang pera.

My question is can i be approved? Or regardless of how much you have in your bank account, if you dont have work, hindi maapprove? I just want to hear from your experiences at point of view. thanks guys.