Pls Suggest Car Insurance Companies

[dr. d]

Yes sir, that's what our agent told us. Curious lang ako bakit sobrang baba ng insurance pag CVT.

i would probably ask.
baka nagkamali lang ang quotation.
mas mahal naman kasi ang cvt, both in purchase price and in repair.

[chronicle]

Yes sir, that's what our agent told us. Curious lang ako bakit sobrang baba ng insurance pag CVT.

What model? It is a miscomputation baka nga as what dr d said.

Sent from my BLL-L22 using Tapatalk

[heavenlee]

What model? It is a miscomputation baka nga as what dr d said.

Sent from my BLL-L22 using Tapatalk

Kind of strange. First time I heard an insurance company differentiating types of A/T's. Usually it just asks whether M/T or A/T, that's it.

[jnsk]

Found out na yung own damage/theft is around 393k lang compared dun sa mt na 558k. Weird. D ko maadjust. Parang nakadefault na sya sa ganun price.


Sent from my iPhone using Tapatalk

[Sebastian Bach]

Anybody here have tried The Mercantile Insurance Co. Inc? Kindly share your experiences please.

[cristian ZDN]

Got mine last month, so much cheaper if you get in an online purchase by 30%, got my policy and official receipt within the day and that day is a holiday : )

try to compare the quote of the ones in Casa versus online quote of the same insurance company the casa have. you will surely see the difference : )

say for example, the casa's insurance partner is Standard Insurance company, try to get a quote online to Standard Insurance website and see the difference.

If not applicable in the 1st year of your car as it was under financing then try it when you renew your insurance on the 2nd year.

[dr. d]

Got mine last month, so much cheaper if you get in an online purchase by 30%, got my policy and official receipt within the day and that day is a holiday : )

try to compare the quote of the ones in Casa versus online quote of the same insurance company the casa have. you will surely see the difference : )

say for example, the casa's insurance partner is Standard Insurance company, try to get a quote online to Standard Insurance website and see the difference.

If not applicable in the 1st year of your car as it was under financing then try it when you renew your insurance on the 2nd year.

kindly save us the trouble, po, and post your numbers.

[cristian ZDN]

kindly save us the trouble, po, and post your numbers.

It's ok Sir, no need po, for me worth naman yung purchase ko online, good thing lang dahil may options yung Insurance website na quote and buy. I'm not sure of other Insurance website if they cater this online purchase.


Ahh, I did directly to Official Insurance website po.

[dr. d]

It's ok Sir, no need po, for me worth naman yung purchase ko online, good thing lang dahil may options yung Insurance website na quote and buy. I'm not sure of other Insurance website if they cater this online purchase.


Ahh, I did directly to Official Insurance website po.

i was refering to the prices, po.
i would like to compare my purchased-from-the-beside-LTO-insurance-typewriter's prices, with your discovery's.
heh heh.

[cristian ZDN]

i was refering to the prices, po.
i would like to compare my purchased-from-the-beside-LTO-insurance-typewriter's prices, with your discovery's.
heh heh.

Yep, I tried to send you the prices they quoted me but your inbox is full and cannot receive any further message po.

[ice15]

just sharing...

AXA Car Insurance
Motor | AXA Philippines

My first time with them... medyo mahirap kausap

will update kapag may developments na.

[Deestone]

just sharing...

AXA Car Insurance
Motor | AXA Philippines

My first time with them... medyo mahirap kausap

will update kapag may developments na.

Your first time getting insurance from them or claiming?

[ice15]

Your first time getting insurance from them or claiming?

first time claiming.

[17Sphynx17]

just sharing...

AXA Car Insurance
Motor | AXA Philippines

My first time with them... medyo mahirap kausap

will update kapag may developments na.

Referral thru metrobank ba kaya you ended up with AXA?
Never used them for car insurance. Nagkaruon lang ako policy for accident and life before dahil sa metrobank. Never din naman ako nagtry magclaim or need magclaim.

[ice15]

Referral thru metrobank ba kaya you ended up with AXA?
Never used them for car insurance. Nagkaruon lang ako policy for accident and life before dahil sa metrobank. Never din naman ako nagtry magclaim or need magclaim.

friend was selling life insurance... matigil lang, I told her na sa kanya ko papa-insure car ko

now naiipit friend namin since obviously walang alam sa car kung kausap nya sa kabila.

[ice15]

Update...

After a week (or 2) of arguing... ok na.

My car was released last May 7

issue was that motor yung bumangga sa akin and di nabanggit sa police report ko na the motorcycle had a pillion rider who was carrying construction materials (loose wood and steel).

so may ibang dents sa likod ng car ko na ayaw pagawa ni insurance.

after some negotiations, naayos din.

***
lesson of the story. take photos of the accident ASAP
***

why didn't I take photos agad? lumusot arm nung rider sa tail light ko kaya ang daming dugo.

had to call an ambulance muna and since nag traffic na sa C5. niligpit ng bystanders yung kalat.

when the photos was taken. yung motor na lang nakunan

[misseksaherada]

Yung quotation ko sa BPI MS, ganito din ba yung sa ibang Car Insurance?
Yung may box na red, kapag hindi available dito ang parts ikaw magbabayad nung importation cost?
Tapos meron pa pala additional sa deductible based sa number of years?
Naku baka malabo na pala yung picture kapag upload using Tsikot mobile app.

[_Qwerty_]

medyo mahal yang premium mo.. for 699K dapat nasa 16K na lang premium or even less..

hmm parang wala akong nababasa na importation costs sa Standard.. and based sa experience ko naman with Toyota and Honda.. pag wala available parts.. sila naman nag i import.. maghihintay ka lang..

walang additional deductible based sa number of years.. ang dumadagdag eh depreciation costs on new parts sa casa.. pero kung surplus parts sa accredited shops.. walang depreciation..

Yung quotation ko sa BPI MS, ganito din ba yung sa ibang Car Insurance?
Yung may box na red, kapag hindi available dito ang parts ikaw magbabayad nung importation cost?
Tapos meron pa pala additional sa deductible based sa number of years?
Naku baka malabo na pala yung picture kapag upload using Tsikot mobile app.

[misseksaherada]

Thank you Sir Qwerty..

BPI MS yan, ang haba ng email ko sa kanila.. Parang kulang kasi yung quotation hindi pa nag-tally yung amount dun sa Emergency Road Assist (ERA) page ng website nila.. Mas maliit ang amount sa quotation.

Nag check ako sa moneymax, ang nakita ko lang na mas mura Prudential Guarantee (na wala ako tiwala) nasa 15K at yung Oona (dating Mapfre) nasa 17K.. Lamang lang ng kaunti 11K amount..

Oona and PG:
Deductible = 3K
Own Damage/Theft/Acts of Nature = 710K
VPTL-Bodily/Property = 500K

VS. BPMS
Deductible = 3,495
Own Damage/Theft/Acts of Nature = 699K
VPTL-Bodily/Property = 500K

Wait ko lang yung BPI MS then check ko din itong Oona.. Mukhang maganda website parang simple lang mag-file ng claims..

[_Qwerty_]

have you tried asking quote from Standard Insurance?

Thank you Sir Qwerty..

BPI MS yan, ang haba ng email ko sa kanila.. Parang kulang kasi yung quotation hindi pa nag-tally yung amount dun sa Emergency Road Assist (ERA) page ng website nila.. Mas maliit ang amount sa quotation.

Nag check ako sa moneymax, ang nakita ko lang na mas mura Prudential Guarantee (na wala ako tiwala) nasa 15K at yung Oona (dating Mapfre) nasa 17K.. Lamang lang ng kaunti 11K amount..

Oona and PG:
Deductible = 3K
Own Damage/Theft/Acts of Nature = 710K
VPTL-Bodily/Property = 500K

VS. BPMS
Deductible = 3,495
Own Damage/Theft/Acts of Nature = 699K
VPTL-Bodily/Property = 500K

Wait ko lang yung BPI MS then check ko din itong Oona.. Mukhang maganda website parang simple lang mag-file ng claims..