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Verified Tsikot Member
- Join Date
- Sep 2016
- Posts
- 93
September 28th, 2019 10:12 AM #1351
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April 19th, 2022 04:00 PM #1352
just sharing...
AXA Car Insurance
Motor | AXA Philippines
My first time with them... medyo mahirap kausap
will update kapag may developments na.
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April 19th, 2022 04:26 PM #1353
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Verified Tsikot Member
- Join Date
- May 2014
- Posts
- 1,318
April 19th, 2022 05:08 PM #1355
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April 19th, 2022 05:45 PM #1356
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May 12th, 2022 05:51 PM #1357
Update...
After a week (or 2) of arguing... ok na.
My car was released last May 7
issue was that motor yung bumangga sa akin and di nabanggit sa police report ko na the motorcycle had a pillion rider who was carrying construction materials (loose wood and steel).
so may ibang dents sa likod ng car ko na ayaw pagawa ni insurance.
after some negotiations, naayos din.
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lesson of the story. take photos of the accident ASAP
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why didn't I take photos agad? lumusot arm nung rider sa tail light ko kaya ang daming dugo.
had to call an ambulance muna and since nag traffic na sa C5. niligpit ng bystanders yung kalat.
when the photos was taken. yung motor na lang nakunan
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April 27th, 2023 09:35 AM #1358
Yung quotation ko sa BPI MS, ganito din ba yung sa ibang Car Insurance?
Yung may box na red, kapag hindi available dito ang parts ikaw magbabayad nung importation cost?
Tapos meron pa pala additional sa deductible based sa number of years?
Naku baka malabo na pala yung picture kapag upload using Tsikot mobile app.
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April 27th, 2023 09:40 AM #1359
medyo mahal yang premium mo.. for 699K dapat nasa 16K na lang premium or even less..
hmm parang wala akong nababasa na importation costs sa Standard.. and based sa experience ko naman with Toyota and Honda.. pag wala available parts.. sila naman nag i import.. maghihintay ka lang..
walang additional deductible based sa number of years.. ang dumadagdag eh depreciation costs on new parts sa casa.. pero kung surplus parts sa accredited shops.. walang depreciation..
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April 27th, 2023 03:04 PM #1360
Thank you Sir Qwerty..
BPI MS yan, ang haba ng email ko sa kanila.. Parang kulang kasi yung quotation hindi pa nag-tally yung amount dun sa Emergency Road Assist (ERA) page ng website nila.. Mas maliit ang amount sa quotation.
Nag check ako sa moneymax, ang nakita ko lang na mas mura Prudential Guarantee (na wala ako tiwala) nasa 15K at yung Oona (dating Mapfre) nasa 17K.. Lamang lang ng kaunti 11K amount..
Oona and PG:
Deductible = 3K
Own Damage/Theft/Acts of Nature = 710K
VPTL-Bodily/Property = 500K
VS. BPMS
Deductible = 3,495
Own Damage/Theft/Acts of Nature = 699K
VPTL-Bodily/Property = 500K
Wait ko lang yung BPI MS then check ko din itong Oona.. Mukhang maganda website parang simple lang mag-file ng claims..
sinabi moh! i hardly see my children now. when they were young, schedules were more predictable.
Traffic!