pls help me about my quotation.. magulo ehh.

[kittaro]

bale eto ung quotation n bnigay smen ng honda ... i will not mention d branch.

help naman,... medio magulo samen toh...

model..................honda city 1.5 E A/T

cash sales......................921,000
downpayment ................30% (276,300)
amount to be financed......644,700

Terms:
48 mos......................18,936
60 mos......................16,202

total...........................185,000---------> eto na daw ang iddown namen-
low down payment n daw yan
freebies..
3m tint, floor mat, seat cover, early warning device, rust proofing, door visor, back up sensor, alarm, mudguard, lto 3yrs,comp. insurance w/ tpl and acts of god for 3 yrs din yan..

questions:

1. tama ba tong computation nila samen.. ?? and sabi nia samen ... 185,000 na lang ang downpayment namin... ( low downpayment daw yan sabi ng dealer sa honda pa promo daw nila yan)

2. bakit naging 921,000 ung selling price ng honda city 1.5 E-a/t smen. parang may patong ng 100k eh dapat 821,000 dapat ang selling price ng honda city..

3. financing kasi toh.. if mag pa quotation kami sa bank.. (bpi bank) mas bababa sa tingin nio ung interest rate and monthly namin..


hope u can help me.. thanks.. hintayin ko mga comment nio.. thanks..

[_Qwerty_]

di mo tinanong mabuti.. mukhang 2 magkaibang quote yung sinasabi sayo.. yung isa 30% down tapos yung isa low downpayment.. ask him kung magkano monthly pag yung low downpayment...

don sa quote na 30% down.. medyo mataas yung interest na binigay sayo.. lumalabas 10% per annum.. mataas masyado yan.. hanap ka sa iba..

tapos yung SRP.. kung duda ka magtanong ka sa ibang honda dealers..

[j.caine]

instead of discount, that's an instant 100k interest. honday city 1.5 E a/t is only 821,000 php.

go with your bank - it's very much cheaper.

[armscor40]

dont rush things or blinded by those promos, inquire at another another dealer/s w/ the brand you mentioned; different dealer/s have varied sales approach...

transact/canvass directly at the bank and ask for their own quotation then choose which has the best offer in terms of interest rates, freebies, discounts or whatever in store...HTH

[kittaro]

*qwerty.... un daw tlga 30% ung downpayment at sa low downpayment.. pinaikot ikot p kami.... nasa ibang branch n kami nag direct ayw ko n tlga dun sa branch na un.. tsaka sobrang taas ng interest nila... mas better n lang sa bank n lang ako




thanks sa lahat ng mga nag comment... now i know na dapat hindi i rush kapag bibili ka ng sasakyan.. paminsan d m n pala alam ... ang taas n ng patong sau ng dealer..

[ghosthunter]

*qwerty.... un daw tlga 30% ung downpayment at sa low downpayment.. pinaikot ikot p kami.... nasa ibang branch n kami nag direct ayw ko n tlga dun sa branch na un.. tsaka sobrang taas ng interest nila... mas better n lang sa bank n lang ako




thanks sa lahat ng mga nag comment... now i know na dapat hindi i rush kapag bibili ka ng sasakyan.. paminsan d m n pala alam ... ang taas n ng patong sau ng dealer..

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