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March 9th, 2017 07:45 PM #1
good day tsikot, recently bought a second hand car na under pa sa BDO autoloan (davao). on the day na binayaran ko yung original owner, pinay off na namin lahat ng balance sa BDO. after 10 days tumawag ako sa bdo at ready na daw for pick up ang documents. i went to bdo office at nag present ng valid IDs ko at yung deed of sale. ang binigay lang sa akin ng bdo is
1. original Certificate of registration
2. receipt nung pag annotate ng encumbrance from LTO
3. copy ng promisorry note
4. cancellation of mortgage
hinahanap ko yung original O.R. ng kotse pero wala daw sa kanila.
sabi nila nasa casa (ford alabang) daw pero hindi ako naniniwala kasi aanhin ba ng casa yun. i called the original owner pero sabi ng owner nasa bank daw yun kasi di pa naman nag eexpire yung registration nung oto since 3 years pag brandnew.
october pa ako mag rerenew ng registration this year.
saan ko hahanapin yung O.R. nung oto ko? pwede ko ba ma renew yung oto kahit walang original o.r. ?
anyone here experienced something like this from bdo na walang binigay na o.r.?
im planning to sell the vehicle mag uupgrade na ako. baka mahirapan ako mag benta walang o.r.
malayo din ako sa ford alabang since nasa province ako.
should i declare it nalang as loss O.R.? makakahingi ba ako duplicate sa LTO davao even if registered yung oto sa manila?
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Verified Tsikot Member
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March 9th, 2017 08:30 PM #2
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Verified Tsikot Member
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March 9th, 2017 08:40 PM #3Agree. CR ang mas importante. OR is related sa registration ng sasakyan. Makikita sa LTO system when was the last registration. Ang impact lang is ung penalties na babayaran mo if di na renew ang rehistro.
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Tsikot Member Rank 2
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March 10th, 2017 01:46 PM #4Tama ba intindi ko sa kwento ni TS?
Ang nawawala ay yung resibo ng Ford?
Kung ito nawawala, wala naman problema yan. Ang importante may deed of sale ka from bank to you at hawak mo ang CR ng kotse.
Yung OR naman ng LTO nageexpire eh. Next time iregister mo yan, bagong OR na bibigay sayo kayo wala ka dapat problema
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March 13th, 2017 12:45 PM #5
Somewhat expected from a rushed car from a first time carmaker
Xiaomi E-Car