Involved in an accident - Insurance claim

[altz86]

tanong lang po regarding BPIMS. It's been almost three weeks nareceive ng BPIMS Cagayan ung lahat ng documents for evaluation pero wala pa rin silang updates if approve ung insurance claim ko. Sinasabi lang nila na they are waiting for the head office para maevaluate ung claims pero until now wala silang response sa mga inquiries ko. Ano po dapat gawin ko regarding this? thanks in advance sa sasagot.

[dubidubidapdap]

tanong lang po regarding BPIMS. It's been almost three weeks nareceive ng BPIMS Cagayan ung lahat ng documents for evaluation pero wala pa rin silang updates if approve ung insurance claim ko. Sinasabi lang nila na they are waiting for the head office para maevaluate ung claims pero until now wala silang response sa mga inquiries ko. Ano po dapat gawin ko regarding this? thanks in advance sa sasagot.

kulitin mo lang. hehe

[WallyWest]

Here's the scenario:

1. Accident. Delivery Truck hit my car's rear breaking my right brake light and some scratches on my rear bumper.
2. Other party agreed to let their insurance handle the repairs para hindi na nila ireimburse pa sa akin ang participation fee ko kung magkanya-kanya kaming pagawa.
3. I already talked to BPI MS (my insurance) and they sent me a scanned copy of the Certificate of No Claim via email saying that the original is available for pickup at their office.

Question: Necessary pa ba yung original hard copy? If yes, kelangan ko ba pick up (or pa-pickup) or can I just tell BPI to mail the certificate to the other party (or other party's insurance)?

About having the other party's insurance... ano ang usual na next step pag ganito? Walang kumokontak sa akin from the other party insurance. I am expecting na they will contact me for the requirements or where and how i-a-assess ang damage.

Ang akala ko kapag ganito, insurance to insurance na ang usapan.

[benchph1]

Mas ok sana kung may police report. Requirement yan kasi sa pag file ng insurance claim. Pero kung may nakausap ka na sa kanila sa tingin ko ok na yun. Make sure may backup ka nung footage from the dashcam. Just in case lang baligtarin nila ang sitwasyon.


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[maxpedition]

Mas ok sana kung may police report. Requirement yan kasi sa pag file ng insurance claim. Pero kung may nakausap ka na sa kanila sa tingin ko ok na yun. Make sure may backup ka nung footage from the dashcam. Just in case lang baligtarin nila ang sitwasyon.


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Minsan ok lang kung wala talaga police report basta palabasin nalng hit and run gagawa ka lang salaysay tpos bayaran mo sa kanila notaryo nasa 250. Ok na process na nila yun.

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[benchph1]

Depende sa insurance mo yan. Kung magkakilala kayo and buddy buddy nung insurance company ok lang yan.

Syempre pupuntahan ng insurance “adjuster” yung kotse to assess the damage and ask a few questions. Trained sila to detect kung totoo ba yung case mo or niloloko mo lang sila para maka claim lang.


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