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Verified Tsikot Member
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- Aug 2015
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- 352
September 9th, 2016 09:32 AM #1Naaksidente ako kaninang umaga, kasalanan ko. Yung sasakyan ko medyo malaki sir at yung sa nabangga ko gasgas lang. Nagkuhaan lang kami contact details at nag-usap kami na sa insurance na lang padaanin.
Ano na susunod kong gagawin? Nabasa ko na yung mga steps sa website ng BPI/MS. Ifile ko ba under accident? Own damage?
Kapag accident kasi kelangan ko pang papirmahin yung nabangga ko. Kapag own damage di ko na siya kelangang guluhin.
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Tsikoteer
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- Mar 2008
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- 52,733
September 9th, 2016 09:36 AM #2
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September 9th, 2016 10:54 AM #3
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September 9th, 2016 10:59 AM #4
Sa pagkakaalam ko pwede na affidavit or better yet yung pro-forma accident report na naka attach sa policy in lieu of police report.
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September 9th, 2016 12:18 PM #5
hala. sorry to hear that.
depende sa insurance provider mo kung ano kailangan nila. pero sa pagkakaintindi ko,
own damage = notarized affidavit
accident = police report
since may usapan na kayo ng nakabangga mo na kanya kanyang insurance na lang eh padaanin mo na sa own damage.
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Verified Tsikot Member
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- Aug 2015
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- 352
September 9th, 2016 12:27 PM #6Nabasa ko na sa BPI/MS may mga options kung hindi police report ang ibigay. May accident form at affidavit.
Kapag under accident ito, magbabayad ako ng participation tapos pati yung sa nabangga ko babayaran?
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September 9th, 2016 03:15 PM #7
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Verified Tsikot Member
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- Aug 2015
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- 352
September 9th, 2016 03:19 PM #8Mukhang may insurance naman yung nabangga ko. So paano ba ito, once mafile ko na claim under accident at nakapagbayad na ako ng participation fee kokontakin ng insurance ko yung nabangga ko? Tapos nun maaayos na yung tama ng sasakyan niya?
Wala na bang kelangang bayaran yung nabangga ko?
Ganito ba BPI/MS mahirap kontakin? Puro answering machine lang kasi sumasagot. No choice ako dahil nakapackage ito sa inavail ko na loan.
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September 9th, 2016 03:27 PM #9
Hmm depende rin pala kung paano ifile nung nakabangga mo yung insurance claim nya, kung accident ba (na nandun name mo) or own damage. If he/she files it as an accident then hahabulin ka ng insurance nya. Dapat ifile mo din as an accident with his/her name para maghabol din insurance mo sa kanya, para both insurance companies na lang mag areglo. Kausapin mo yung nakabangga mo na dapat parehas kayo ng claim details.
Sorry no experience yet with BPI/MS insurance.
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September 9th, 2016 04:05 PM #10
File the claim po under self accident/own damage with third party claim-property damage. Give the contact details of the third party para po ma-contact ng BPI MS yung third party for the requirements ng claim (tp needs to submit copy of the ORCR, DL and Certificate of no claim from their insurance provider).
Ang alam ko po sa BPI MS they need an affidavit of the accident or police report, DL and ORCR. Isang participation fee lang po yung kailangan ninyo bayaran - for your claim lang. No participation fee for the third party claim, wala din po babayaran yung third party kahit saan nya pa gusto dalhin yung sasakyan nya. Third party can also claim cash settlement.
Kung ako.. Age: 2017 = 7 years old = 70k kms Typical PMS schedule: 1 year = 10k kms Ergo 100k...
Ford Everest 2015