Quote Originally Posted by dr. d View Post
yes, just use your insurance. it's be the insurance company's choice if they want to run after the other party or not..
besides, that's why you got the car insured, yes?

i have often wondered why we refuse to use our insurance policies and choose to run after the other party instead..

and since the hit occured in private property, i .... security guard....just as good as... police...
Sir we only have TPL the one that's mandated by law to have. i mean we are amenable to them using their insurance as long as they can give an assurance and a written document ( we already have it in writing na they were at fault, written and signed by them) that they will cover what their insurance will not. but unfortunately NADA.