HELP: Commonwealth Insurance denying coverage

**shadow** · February 9th, 2019 11:36 AM

Originally Posted by polar01

+1 here. Straight forward. Dapat ganito natin i-appreciate yung compre coverage natin. Let the insurance companies do their job.

Palagay ko sa case ng TS is malaki yung claim then insurance company found out na may areglohan pa including damages.

Baka nga dito nag usap din nung insurance company ng nakabangga to just deny the claim base on the agreement between TS and yung nakabangga.

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Eh kasi nga sa katiting na halaga ₱10k+₱3k nawala tuloy yun ₱400k+

Kung wala naman kasi nasaktan huwag na kayo makipagusap doon sa nakabangga n ninyo kuha na kayo ng police report then claim na agad. Sigurado ayaw din naman ninyo sa insurwncd ng nakabangga ipagawa dahil mas lalo kayo walang control.

Kung kayo ang may kasalanan naman hinde na rin kayo dapat makipagusap sa kabilang side. Let your insurwnxd do the work for you. Kaya nga kayo nagbabayad ng napakamahal na premium para wala na kayo iisipin.

Huwag na kayo makinig sa kesyo madami hinihingi na documents na reklamo ng kanilang side. Problema na nila yun kung ayaw nila mag submit eh di mas matatagalan sila maka claim. As long as sasagutin ng insursnce ninyo dahil kayo at fault yun lang ang ibinigay ang ibibigay nito wala ng traspo allowencd na kung ano-ano pa.

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**aNthraxx** · February 9th, 2019 03:42 PM

Originally Posted by shadow

Eh kasi nga sa katiting na halaga ₱10k+₱3k nawala tuloy yun ₱400k+

Kung wala naman kasi nasaktan huwag na kayo makipagusap doon sa nakabangga n ninyo kuha na kayo ng police report then claim na agad. Sigurado ayaw din naman ninyo sa insurwncd ng nakabangga ipagawa dahil mas lalo kayo walang control.

Kung kayo ang may kasalanan naman hinde na rin kayo dapat makipagusap sa kabilang side. Let your insurwnxd do the work for you. Kaya nga kayo nagbabayad ng napakamahal na premium para wala na kayo iisipin.

Huwag na kayo makinig sa kesyo madami hinihingi na documents na reklamo ng kanilang side. Problema na nila yun kung ayaw nila mag submit eh di mas matatagalan sila maka claim. As long as sasagutin ng insursnce ninyo dahil kayo at fault yun lang ang ibinigay ang ibibigay nito wala ng traspo allowencd na kung ano-ano pa.

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Yes correct, kung ikaw may kasalanan just tell them to talk to your insurance. Insurance na din bahala dun. For me kung ako may kasalanan the most that i could do is talk to the insurance kung anu na status and maybe prod them to be faster if ever.

Pero by experience, Commonwealth is pretty spot on sa claims, reason all my vehicles are insured with them. After all your requirements casa na tatawag sau when ka naka schedule. So this letter agreement of the TS maybe the real reason for the denial. This companies have audit departments din eh, baka ma technical sila pag ina approve tapos andun sa report na may agreement pala.

**maxpedition** · February 9th, 2019 04:04 PM

Originally Posted by aNthraxx

Yes correct, kung ikaw may kasalanan just tell them to talk to your insurance. Insurance na din bahala dun. For me kung ako may kasalanan the most that i could do is talk to the insurance kung anu na status and maybe prod them to be faster if ever.

Pero by experience, Commonwealth is pretty spot on sa claims, reason all my vehicles are insured with them. After all your requirements casa na tatawag sau when ka naka schedule. So this letter agreement of the TS maybe the real reason for the denial. This companies have audit departments din eh, baka ma technical sila pag ina approve tapos andun sa report na may agreement pala.

Did you experience a 400k + insurance claim on commonwealth?

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