I have a 2007 Civic 1.8V aT. It was flooded up to the seat of the car. It is still being repaired, but it is being shouldered by the insurance company.

If I plan to sell it next year when it is fully repaired, how much is fair price to ask for it either for trade or for selling? I plan to sell it around February in order to get a pick-up. I have no intention of hiding that it was flooded.

Since it has AOG, is the insurance company still liable for Ondoy-related issues even if I have sold the car? Up to when are they obligated to extend repair coverage for the flooding? Is it after three months of the flooding, until the insurance contract expires or until the car stops showing sign of trouble caused by the flood?

Thanks.