Financing a car purchase? Never thought it would be this easy!

**rst619** · March 11th, 2009 09:42 PM

Actually banks ca readily approve loans esp if the person has good financial standing. Siguro ung ITR ni TS e sobra sobra sobra

. madali lang din naman mag check ng employment ng loan applicant e.

kami nga dati itatawag lang namin sa mgr and pwede na kaagad ang PO e.

**rst619** · March 11th, 2009 10:39 PM

Actually banks ca readily approve loans esp if the person has good financial standing. Siguro ung ITR ni TS e sobra sobra sobra

. madali lang din naman mag check ng employment ng loan applicant e.

kami nga dati itatawag lang namin sa mgr and pwede na kaagad ang PO e.

**Gen. Miting** · March 12th, 2009 04:05 AM

**Gen. Miting** · March 12th, 2009 04:11 AM

Originally Posted by uls

haha

wala yan sa lolo ko

pag gising nya kanina umaga, may brand new car nakapark sa garahe

ang susi nasa ignition

may OR/CR sa loob naka pangalan na sa kanya

nung tanghali, ung representative ng bangko nagdala ng papales para papirma sa lolo ko

hehehe

mas wala yan sa lolo ko, concept car pa lang naka-display sa geneva car show

approved na sya kagad.

**MXFX** · March 12th, 2009 05:32 AM

sabi ng lolo ko, boring mga lolo nyo :moon:.

back to topic. this is an ideal scenario with a buyer (with good finance and credit) who did his homework matched with a bank providing a great deal and financing experience. this reminds me of my family that i helped find a pilot a few years ago. i found a deal online. the order was completed via internet and phone. the pilot was delivered free of charge, test driven, and inspected in our area. and the papers were signed at my family's home.

**empy** · March 12th, 2009 08:10 AM

getting financing is ALWAYS easy.

it's paying the bill that comes every month that's the hard part :headache:

**dr_advice2003** · May 15th, 2009 08:41 PM

Ask ko lang po if its possible na maka apply ng car loan kahit na po walang ITR or other documents? Di po ba yung car na ma purchase natin e sya na yung maging collateral. If anybody know na bank na nag aasikaso po ng ganitong situation please PM me.

Able to pay naman po kasi sideline lang po mga business namin kaya wala po kaming ITR.

**shadow** · May 15th, 2009 09:18 PM

Originally Posted by dr_advice2003

Ask ko lang po if its possible na maka apply ng car loan kahit na po walang ITR or other documents? Di po ba yung car na ma purchase natin e sya na yung maging collateral. If anybody know na bank na nag aasikaso po ng ganitong situation please PM me.

Able to pay naman po kasi sideline lang po mga business namin kaya wala po kaming ITR.

I'm not sure kung meron financial institution na mag approve ng loan w/o them asking for ITRs and other documents.. siguro meron but not banks...

how can you prove na you're capable of paying kung walang proof?

**tidus1203** · May 15th, 2009 09:22 PM

Kung meron kang malaking deposit sa bank baka pumayag sila. Not to boast but I always get pre-approved car/house loans mailed to me which I always shred away. I suspect they give it to me because I have deposits with them... Try that route it might work after a few months of being a depositor!

**dr_advice2003** · May 15th, 2009 09:25 PM

Originally Posted by shadow

I'm not sure kung meron financial institution na mag approve ng loan w/o them asking for ITRs and other documents.. siguro meron but not banks...

how can you prove na you're capable of paying kung walang proof?

Well yun nga lang mahirap e proved. Pero diba kahit na yung iba e complete documents pa, pero di pa rin minsan nakakapaghulog dahil sa biglang nawawalan ng work.

On the other hand, pano if may co-maker ako na complete document sya, can I still have the car under my name?

Thanks for the quick reply!