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Verified Tsikot Member
- Join Date
- Oct 2002
- Posts
- 26
February 23rd, 2009 04:31 PM #1I consider myself a discerning buyer- I do a very thorough due diligence on my purchases and for my suv acquisition, I would like to share what I consider the third most important detail (after determining if you can afford the purchase then followed by what kind of vehicle to purchase)
After almost 2 months of painstaking research where I compared 5 industry leading banks (BDO, Metrobank, BPI, UnionBank and RCBC) and overall, nothing, nothing beats the ease, quick approval, convenience, market rates and satisfaction with Banco de Oro
Rate: 4.17% for 12 months, 9.84% for 24 months ,16% for 36 months, 22.94% for 48 months. They go as high as 60 months.
Approval: 12 hours! (BDO manager called me at 9PM, natulog ako, then sent me an email 9AM the following day telling me my loan was approved.
The other banks were more thorough sent credit checks to my house and office but BDO absolutely nothing of that sort, 20 min chat on the phone!)
Manager calls me up at 10am telling me of the approval and that he would make my purchase as easy as possible. He looked for 4 dealers, compared their offers apples to apples and managed to get me about P100k worth of free items including an audio-video system. ito clincher, after giving me the choices, and after I approved, he called up the sales agent in Manila to have me fetched at his branch so that I don’t have to drive all the way on a rainy Friday to the casa!
In appreciation, I opened a checking account and a savings account in his branch (although absolutely unnecessary). Oh I did not have to leave the managers office, all processing for the loan application as well as opening the new accounts were delivered to me, typed, sign here and here and here....
I do not know the branch manager from adam, nor I keep any Banco de Oro account but boy I am so happy with them that I want to recommend them to all of you who are in the market for a new vehicle. You may use this post as reference.
Hans Bryant T. Ong
Branch Head
BDO Greenhills-Wilson Branch
Tel. 7273764, 7274068, Fax. 7245856
Cel. 0922-8112934
bh.greenhills-wilson*bdo.com.ph
Happy hunting!
P.S. About the only inconvenience I experienced was looking for parking space (avoid wilson during lunch hour).
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February 23rd, 2009 04:41 PM #2
banks have to make loans eh
dun sila kumikita
matindi ang competition
so they have to make extra effort to convince the borrower to choose them
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February 23rd, 2009 04:51 PM #3
Good for you BigMac, however with so much pressure on the banks to make money normally their service improves. Try getting good service on a booming economy
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February 23rd, 2009 05:18 PM #4
Hmmm...parang "praise" release cum advertisement for BDO yung lumabas, hehehe
Subtle, very subtle.Last edited by Galactus; February 23rd, 2009 at 05:22 PM.
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Tsikot Member Rank 2
- Join Date
- Sep 2008
- Posts
- 1,219
February 23rd, 2009 05:26 PM #5exactly the same happened to me on BPI, i only give them my ID (photocopy) and i haven't even give them post dated checks, halos wala ako ibinigay..12hours approved agad
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February 23rd, 2009 05:27 PM #6
baka kaya lenient sila kasi sinesecuritize nila ang mga car loans tapos binebenta nila sa investors
hehehe
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February 23rd, 2009 05:56 PM #8
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February 23rd, 2009 06:05 PM #9
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February 23rd, 2009 06:07 PM #10
haha
wala yan sa lolo ko
pag gising nya kanina umaga, may brand new car nakapark sa garahe
ang susi nasa ignition
may OR/CR sa loob naka pangalan na sa kanya
nung tanghali, ung representative ng bangko nagdala ng papales para papirma sa lolo ko
hehehe
Thank you!
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