Damage from an unknown source (Insurance help)

[Car me maybe]

Hi,

Nagkaroon ng malaking dent and mahabang gasgas kotse ko sa parking area, and di ko alam kung sino ang gumawa. Ano kelangan kong gawin para insurance ang sumagot ng gastos sa repair?


Thanks,

maybe


Grabe 6 days palang sa akin yung kotse. :\

[dr. d]

talk to your insurance agent, sir. i'm sure that kind of thing is covered.

[sirkosero]

Hi,

Nagkaroon ng malaking dent and mahabang gasgas kotse ko sa parking area, and di ko alam kung sino ang gumawa. Ano kelangan kong gawin para insurance ang sumagot ng gastos sa repair?


Thanks,

maybe

execute ka ng notarized affidavit. bring the car to the insurance for them to get pictures and estimate. after processing bigyan ka ng authorizatiom letter then bring the car to the authorized shop.

Sent from my Thrill 430x using Tapatalk 2

[Car me maybe]

Kelangan pa ba ng police report? Yun kasi ang sabi sa akin ng kawork ko.

Galing BDO insurance ko, pwede ba sila ang kausapin ko?

[kortopi]

kami po gaya ng sabi ni Sir Serkosero notarized affidavit lang pwede na gamitin para magclaim ng insurance.

[dr. d]

Kelangan pa ba ng police report? Yun kasi ang sabi sa akin ng kawork ko.

Galing BDO insurance ko, pwede ba sila ang kausapin ko?

bossing, kung nasa BDO ang insurance ng sasakyan na yan, silang taga-BDO insurance ang pinaka-importanteng dapat mong kausapin!
wag mo na kami kausapin, ngunit si BDO ay dapat mong kausapin!
sa totoo lang, sila lang naman ang dapat mo talagang kausapin, e...

[Manilablock]

Kelangan pa ba ng police report? Yun kasi ang sabi sa akin ng kawork ko.

Galing BDO insurance ko, pwede ba sila ang kausapin ko?

vandalism po ay kasama sa coverage ng insurance, ok din na puntahan mo na ung prefered CASA mo para kumuha ka ng estimate, tapos kunan mo ng picture ung damage area, at ung buong car.

pag punta mo ng BDO i present mo ung estimate at pictures, tapos ask mo kung ano pa ang kulang.

[_Qwerty_]

inde na kailangan nang police report dyan..

sworn statement lang yan.. just narrate kailan mo unang nakita.. sila na din magpapa notaryo non.. covered nang insurance yan.. bayad ka nga lang participation..

[nhiecah_nice29]

talk to BDO Sir, alamin nyo po kung saang insurance company nila kinuha yung insurance mo. If Mapfre, I can assist you with your claim.

[Retz]

^

nag outsource pa BDO sis? diba may sariling insurance company BDO ?

[nhiecah_nice29]

^

nag outsource pa BDO sis? diba may sariling insurance company BDO ?

Yes Sir nagoutsource pa sila minsan. Some of my clients, they thought from BDO yung car insurance nila but to find out from MAPFRE yung insurance policy.

[Retz]

^

Ah okay noted on that sis. Baka sobrang dami na kaya nag outsource na sila.

[cardict]

Yes Sir nagoutsource pa sila minsan. Some of my clients, they thought from BDO yung car insurance nila but to find out from MAPFRE yung insurance policy.

Prudential guarantee ,another insurer ng BDO

[derf8666]

^

nag outsource pa BDO sis? diba may sariling insurance company BDO ?

BDO is a broker. They do not have their own insurance company. They act as intermediaries just like other agents. Matalino mga Sys. Even if they have lots of money, they wont set up an insurance company. Walang talo ang brokerage, commission basis din lang sila. samantala an insurance company can lose a lot of money in a bad year.

[Retz]

^

much better kung deretso na sa prudential may porsyento pa pala ang bdo kung ganon.

[nhiecah_nice29]

^ much better po sa Mapfre. Lol.

[Retz]

^

haha, of course sis. mura na at mabilis mag claim sa mapfre kaya hassle free ang kukuha ng insurance niyo.

[nhiecah_nice29]

Thanks you Sir for the endorsement!

^

haha, of course sis. mura na at mabilis mag claim sa mapfre kaya hassle free ang kukuha ng insurance niyo.

[Car me maybe]

First car ko kasi to, and bagong bago pa, kaka one week palang. First time ko din sa accident, kaya takot pa ko.

Prudential yung insurance.

Nag-ask ako sa dealer, sabi niya kelangan ko nga ng notaryo, pero wala pa ko nababalitaan from the insurance kasi sabado na, walang opisina.

Anyways, thank for answering my questions.

[willyfernando]

I had the chance to test the waters of insurance claims recently. My car is under the account of BDO including the Insurance package so what I did was I got in touch with my bank loan officer who in turn notified BDOI claims. BDOI in turn, contacted Standard Insurance w/c was the company under contract with my car purchase. It was a smooth claim with effortless haggling as BDOI was always there to support my request w/c was really expensive. They had to replace a door panel, a fender and a set of mag wheel plus the paint and trims all of w/c cost around 400k. The insurance company ( Standard ) of course went with the usual routine of approving re-work and repaint but I wrote a formal request to BDOI to INTERCEDE in my behalf, for the approval of total replacement of said parts so I may retain the integrity and market value of my vehicle. Standard could never say no to BDOI and a day later from my letter my claim was approved. It also made a lot of difference with a very accommodating insurance adjuster not to mention a good and supportive loan officer.