"car theft"

[weedz26]

any members have encountered their car lost?

muntik na kasi ma-car theft ang tsikot ko last night. buti nalang, a barangay tanod saw this guy trying to open my car. i'm so glad nothing happened cause naka-TPL lang ang car ko.

any advisable insurance company that when you claim from car theft mabilis ma-claim?

your suggestions would be very appreciated.

[vectoshine]

PIONEER INSURANCE & SURETY CORP. We have been a client of this for more than 15yrs already. Actually, I was an elementary student by then and now my mom pushed me to become an agent since hindi raw ako mapapahiya sa mga clients which is really true. If you want a free quotation, pls contact me thru 09178306559. Thanks!

[lexwen]

BPI MS! Ok sila kausap

[cyracus]

What's the rate per thousand that these companies offer (MS & Pioneer)? From my experiece for the past 3 years Chartis (formerly Philam) is one of the best and fastest service i got from my 3 current insurers.

[oj88]

+1 for Chartis.

My experience with them had been excellent. Since I always have my cars repaired by casa (gusto ko kasi palit lahat ng pyesa.. walang retoke lang), repair bills would usually be in the 60-70k. Walang hirap sa approval and the LOA is released in a matter of days lang.

Already made two claims since 2008 and bawi na ako sa premium na binayad ko... tumubo pa. Total premium binayad ko for two years is approx. 20-25k per year. The total repairs done in two years amounted to around 130k.

Do the math. :D

[derf8666]

Chartis definitely the best, bar none. Yun nga lang, in the philippines market, everybody keeps on looking at the premium lang, tsaka na lang magrereklamo pag dating ng claim. Theres no such thing as a free lunch.. hehehe..

[cktlcmd]

kasama po ba to sa normal car insurance? sorry... bago kasi ako dito.

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[derf8666]

kasama po ba to sa normal car insurance? sorry... bago kasi ako dito.

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Yup.. kasama yan pag comprehensive. Usually, pag sinabing comprehensive, eto yung mga basic inclusions:

Own Damage: Damage to the unit caused by an accident.
Theft: Loss due to, theft siempre hehe, or robbery, or carnap
3rd party body injury: When you hit other people
3rd party property damage: when you hit someone else's property including cars, doors, dogs, or whatever that belong to other people

then you can add coverage like:
Acts of God or acts of nature: damage to the unit caused by a natural disaster
Personal accident: injury or death to the driver of the vehicle and/or its passengers

[cktlcmd]

Sorry... double post.

[cktlcmd]

Yup.. kasama yan pag comprehensive. Usually, pag sinabing comprehensive, eto yung mga basic inclusions:

Own Damage: Damage to the unit caused by an accident.
Theft: Loss due to, theft siempre hehe, or robbery, or carnap
3rd party body injury: When you hit other people
3rd party property damage: when you hit someone else's property including cars, doors, dogs, or whatever that belong to other people

then you can add coverage like:
Acts of God or acts of nature: damage to the unit caused by a natural disaster
Personal accident: injury or death to the driver of the vehicle and/or its passengers

Thank you.

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[mark_t]

+1 for Chartis.

My experience with them had been excellent. Since I always have my cars repaired by casa (gusto ko kasi palit lahat ng pyesa.. walang retoke lang), repair bills would usually be in the 60-70k. Walang hirap sa approval and the LOA is released in a matter of days lang.

Already made two claims since 2008 and bawi na ako sa premium na binayad ko... tumubo pa. Total premium binayad ko for two years is approx. 20-25k per year. The total repairs done in two years amounted to around 130k.

Do the math. :D

There is always an agent behind the casa.

[mark_t]

Chartis definitely the best, bar none. Yun nga lang, in the philippines market, everybody keeps on looking at the premium lang, tsaka na lang magrereklamo pag dating ng claim. Theres no such thing as a free lunch.. hehehe..

I don't believe this.

The insurance industry is a regulated industry.